Subrogation Study guides, Revision notes & Summaries
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California Commercial Insurance Exam Questions and Answers 100% Pass
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California Commercial Insurance Exam 
Questions and Answers 100% Pass 
What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting 
of several different documents, none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial 
Package Policy is a modular policy that combines different forms and more than one 
line of coverage. 
What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
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STATE FARM PROPERTY AND CASUALTY questions with correct answers
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duties of the insured - Answer 1. pay the premium 
2. take all reasonable means to save and protect the property from loss 
3. give the insurance company immediate notice of loss 
4. give the insurance company proof of loss within 60 days of the loss 
5. separate the damaged property from the undamaged property and allow the insurance company to inspect the undamaged property as well as the insured's books and records 
6. the insured cannot sue the insurance company unless all of these requ...
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
- Exam (elaborations) • 53 pages • 2022
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass Specific insurance This type of insurance designates a particular item to be insured 
Blanket insurance This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
Speculative possibility of both gain and loss. Not insurable. 
Pure only the possibility of loss. Insurable. 
What are the 5 methods of managing or handling risk? avoid, control, retain, and ...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Exam (elaborations) • 57 pages • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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CMCA PRACTICE EXAM QUESTIONS AND ANSWERS 100% PASS
- Exam (elaborations) • 11 pages • 2023
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CMCA PRACTICE EXAM QUESTIONS AND ANSWERS 100% PASS 
Preparing a bid request includes which of the following: 
A. Verifying References. B. Identifying potential contractors. 
C. Recommending a contractor to the board. 
D. Verifying contractor insurance. B 
Legal review prior to executing a contract will assist the association in the event that: 
A. A subcontractor is used. 
B. A performance bond is required. 
C. There is a budgetary shortfall. D. The board has questions or concerns. D 
Rather tha...
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GA PROPERTY & CASUALTY TEST answers verified 2023
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GA PROPERTY & CASUALTY TEST answers verified 2023PURE RISK 
TYPE OF RISK WHICH INSURANCE COMPANIES WILL INSURE IS CALLED? 
 
 
 
RANDY, THE OWNER OF A SMALL BUSINESS APPLIED FOR FIRE INSURANCE WITH LIMITS EQUAL TO 100% of THE PROPERTY VALUE. HE HAD A HUGE UNSOLD INVENTORY AND A LARGE GAMBLING DEBT. THIS MIGHT INDICATE? 
MORAL HAZARD 
 
 
 
PURE & SPECULATIVE RISK 
THE RISK OF LOSS MAY BE CLASSIFIED AS? 
 
 
 
AGGREGATE LIMIT OF LIABILITY 
Defined as the MAXIMUM LIMIT of coverage available under ...
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CMCA PRACTICE EXAM QUESTIONS & ANSWERS (CORRECTLY ANSWERED) 2023
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Preparing a bid request includes which of the following: 
A. Verifying References. 
B. Identifying potential contractors. 
C. Recommending a contractor to the board. 
D. Verifying contractor insurance. 
B 
 
 
 
Legal review prior to executing a contract will assist the association in the event that: 
A. A subcontractor is used. 
B. A performance bond is required. 
C. There is a budgetary shortfall. 
D. The board has questions or concerns. 
D 
 
 
 
Rather than describing the scope of work in de...
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TX ADJUSTER TEST | 111 Questions with 100% Correct Answers
- Exam (elaborations) • 9 pages • 2022
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Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to the insured. This is done as a means of recovering the amount of the claim paid by the insurance carrier to the insured for the loss. - While investigating a claim, you determine that the loss was caused by a defective mechanism in the dishwasher. You would attempt to_________________________? Appraisal - What is the process when an insurer and an insured have a dispute regarding th...
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AD Banker Property and Casualty Comprehensive Exam Questions (Answered). Rated A. 2022/2023.
- Exam (elaborations) • 55 pages • 2023
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AD Banker Property and Casualty Comprehensive Exam Questions (Answered). Rated A. 2022/2023. 
 
 
Temporary Total Disability may be described as: - Inability to return to any employment while recovering 
 
Supplementary Payment under Part A of the Personal Auto Policy? - A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
The Com...
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