Life health and accident insurance Study guides, Revision notes & Summaries

PA Life, Accident, & Health Insurance Exam With 100% Correct Answers 2023

112. A binocular disturbance that disrupts vision in half the visual field of both eyes is called: a) hemiplegia b) amaurosis duplex c) dysphagia d) homonymous hemianopia e) hemiparesis - correct answersd) homonymous hemianopia 113. Parasthesia refers to: a) dizziness b) disturbance of speech c) loss of function of a limb d) weakness e) tingling sensation - correct answerse) tingling sensation 114. A patient describes a 30-minute episode of garbled speech. This is called: a) dysph...

112. A binocular disturbance that disrupts vision in half the visual field of both eyes is called: a) hemiplegia b) amaurosis duplex c) dysphagia d) homonymous hemianopia e) hemiparesis - correct answersd) homonymous hemianopia 113. Parasthesia refers to: a) dizziness b) disturbance of speech c) loss of function of a limb d) weakness e) tingling sensation - correct answerse) tingling sensation 114. A patient describes a 30-minute episode of garbled speech. This is called: a) dysph...

Health and Accident Insurance Practice Test "Take it or leave it" is the basis for insurance policies. Because of this, they are referred to as: Select one: a. Contracts of Adhesion b. Aleatory Contracts c. Unilateral Contracts d. Contracts - Contracts of Adhesion are "take it or leave it". The correct answer is: Contracts of Adhesion A benefit that is a percentage of the total disability benefit for a period of disability is called: Select one: a. Recurrent disabilit...

Life Health and Accident Insurance Exam and Notes Verified Solutions When completing the application, the agent would be expected to do all of the following EXCEPT? Set the final rates for the new policy If after completing the application the agent finds that a question was missed. The agent should? Schedule another appointment with the applicant to properly complete the application All of the following must sign the application EXCEPT? The underwriter or beneifciary If the agent co...

Which of the following is a true statement about dependent coverage on group health policies? Select one: a. The dependent can be a natural child, step child or adopted child. b. A child can be considered dependent after age 19 if he/she was disabled before that time. c. A child can be considered dependent after 19 if a full time student. d. All of the above: A dependent can be any of those listed. Usually coverage lasts until they reach 19, but if the child was mentally or physically di...

Life Health and Accident Insurance, Practice Test Questions With Correct Answers Latest Updated 2024/2025 | Graded A+. Which of the following is a true statement about dependent coverage on group health policies? Select one: a. The dependent can be a natural child, step child or adopted child. b. A child can be considered dependent after age 19 if he/she was disabled before that time. c. A child can be considered dependent after 19 if a full time student. d. All of the above: A dependent ...

Life Health and Accident Insurance Practice Test Questions With Correct Answers Latest Updated 2024/2025 | Graded A+. Which of the following is a true statement about dependent coverage on group health policies? Select one: a. The dependent can be a natural child, step child or adopted child. b. A child can be considered dependent after age 19 if he/she was disabled before that time. c. A child can be considered dependent after 19 if a full time student. d. All of the above: A dependent c...

Group Insurance - Answer- - the employer is the owner and receives the master contract - the employees are certificate holders which outlines the details of it - underwriting is much more liberal because its a large group and probably wont have adverse selection - if you want to get in at another time, employee has to show insurability What do you need to get Social Secutiry - Answer- - You have to work for 40 qtrs or 10 years Insurance Definition - Answer- - Transfer of risk from ...

Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she will have to pay a monthly premium. Since she is healthy, she is considering delaying her enrollment until later. Will she be able to enroll at a later date? 1.Yes, she can enroll at anytime in the future 2.Yes, however; she would have a permanent premium penalty when she does enroll 3.No, this is a take or leave it situation 4.Yes, but she would have to show evidence of good health. - Corre...

Health/Accident Insurance Exam Chapter 1 Quizzes & Ans..