Commercial law risk Study guides, Revision notes & Summaries
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Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders
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Chapter 03 
Financial Services: Finance Companies 
 
 
 True / False Questions 
1. Finance companies differ from banks in that they do not accept deposits. TRUE 
 
2. Finance companies have been among the slowest growing FI groups in recent years. FALSE 
 
3. General Electric Capital Corporation (GECC) provides services to more than 15 million businesses and consumer is Asia alone. TRUE 
 
4. In 2008, GE Capital Corporation accounted for approximately 50 percent...
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
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Texas Promulgated Contracts-CHAMPIONS Exam 2022-2023.
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Texas Promulgated Contracts-CHAMPIONS STUDY 2022-2023. 
The elements of a valid contract are, competent parties, consideration, legal subject matter, in writing, and ___________. 
 
(a) Default 
 
(b) Mutual consent 
 
(c) Property condition 
 
(d) Recording 
 
A(n) __________________ contract is defined as a contract that is binding on the parties, with one or more of the parties having contractual duties that have not yet been performed. 
 
(a) Executory 
 
(b) Executed 
 
(c) Bilatera...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
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C11 Principles and Practice of Insurance Questions and Answers(A+ Solution guide)
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Areas of regulation for Intermediaries - Q-ualifaction (must pass test) 
O-peration of business (must follow requirements) 
L- Icences - Must have license 
L- icence Renewal - Renewed annual 
The Categories of insurance: - 1) Social 
-Workers Compensation 
2) Life and Health 
Life, accident and sickness, and disability. 
3) General property/casualty insurance 
Personal Property 
Boiler and Machinery 
Automobile 
Commercial property 
Crime 
Business interruption 
Liability 
Aviation 
Marine 
Inla...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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Pool Operator QUESTIONS AND ANSWERS 100% CORRECT
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True or False: Pool operator certification is required by law? Correct Answer: False. Though many organizations require it as well as insurance companies. 
 
What are the key factors in a risk management plan? Correct Answer: Negligence, standard of care, duty of care, and record keeping. 
 
What is included in risk management? Correct Answer: Prevention of injuries to patrons and staff, protection of facility assets, and minimizing of legal liability. 
 
What impacts aquatic industry regulat...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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The Texas Commission on Law Enforcement (TCOLE) (Master Study Guide 2022 Test Bank) Complete
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TCOLE (Master Study Guide 2022 Test Bank) Complete Questions/Answered Correctly! 
 
That condition of the human organism that consists of its health and disease status and risk potential. {correct response}- Wellness 
 
According to the Occupations Code, a person licensed as a peace officer must complete 40 hours of legislatively required continuing education training once every 
{correct response}- 24 months 
 
According to Commission Rules, if a licensee's name is changed for any reason, suc...
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Colorado QS/CO Pesticide Test Questions & Answers(RATED A)
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Federal Insecticide, Fungicide, and Rodenticide Act (FIFRA) -ANSWER Laws that provide federal control of pesticide distribution, sale, and use. 
EPA carries out enforcement. 
Users must take exams for certification as applicators. 
EPA must register new pesticides and re-register all existing pesticides. 
Applies to people who manufacture, market, distribute, use, or dispose of pesticide products. 
 
What are the two main pesticide classifications? -ANSWER General use and restricted use 
 
Gen...
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CAIB 3 Practice Exam 2023 Questions and Answers
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What is the name given to the collection of written decisions? - Answer- Case Law 
 
Explain the concept of the Rule of Precedent. - Answer- Current court decisions must follow those made in cases having similar circumstances, which allows the development of a logical body of general principles against which specific cases to be compared. 
 
Explain the meaning of the term "damages". - Answer- Compensation in money for the loss or damage suffered. 
 
Compensatory damages for bodily injury are ...