Volcanic risk Study guides, Revision notes & Summaries
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Property and Casualty Insurance EXAM 100% accurate!!
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Property and Casualty Insurance EXAM 100% accurate!! 
 
Specific insurance - ANSWER This type of insurance designates a particular item to be insured 
 
Blanket insurance - ANSWER This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - ANSWER possibility of both gain and loss. Not insurable. 
 
Pure - ANSWER only the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling ri...
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Hawaii License Exam Questions and Answers 100% Pass
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Hawaii License Exam Questions and 
Answers 100% Pass 
An insurance company that is formed in Canada would be - Answer- Alien 
A person who acts on behalf of insurance company is called - Answer- Independent 
Adjuster 
At what year can one become an adjuster - Answer- 18 years old 
Which of the following would be eligible under BOP - Answer- Six story apartment 
building 
An agreement between an insured and the insurer that certain conditions will be met is 
called - Answer- A warranty 
Where in ...
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State Farm (100% Correct)	
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the waiting period is 30 days as required by the Nation flood insurance program correct answers How long is the waiting period after the application has been accepted before flood coverage goes into effect? 
 
a customers camera left at a camera shop for repairs correct answers which of the following Is covered under the camera and musical instruments dealers floater 
 
the access over the self- insured retention 
 
retention is equivalent of a deductible in property insurance correct answers wh...
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Risk Management Vocabulary Correct 100%
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risk - ANSWER considered an indicator of a threat; the possibility of loss, damage or any 
undesirable event; not the same as uncertainty 
 
business risks - ANSWER risks specific to the type of business or organizational structure; generally 
greater when a business first begins operation; of great importance to 
entrepreneurs and business owners 
 
natural risks - ANSWER risks associated with the environment, include volcanic eruptions, hurricanes,
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State Farm Property Exam Questions with 100% Correct Answers
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State Farm Property Exam Questions with 100% Correct Answers 
Who owns thier renewals 
Independents 
 
 
Events that may NOT be recovered by insurance are 
Gambling, investing, market value of home 
 
 
What underlying coverages typically are required for an umbrella 
Auto and Personal 
 
 
Conditions that prohibit assignments of the policy 
Transfer of rights and duties 
 
 
Expectant interest are 
Not insured 
 
 
Flood, power failure and earth movement are 
Excluded on DP & HO 
 
 
What are t...
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
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Property and Casualty Insurance EXAM 
Questions and Answers 100% Pass 
Specific insurance - Correct Answer ️️ -This type of insurance designates a particular 
item to be insured 
Blanket insurance - Correct Answer ️️ -This type of insurance covers more than one 
item of property at a single location or one more items of property at multiple locations. 
Speculative - Correct Answer ️️ -possibility of both gain and loss. Not insurable. 
Pure - Correct Answer ️️ -only the possibilit...
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EC238 Test Bank - Quiz Bank Environmental Economics Questions and Answers Latest.
- Exam (elaborations) • 118 pages • 2023
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EC238 Test Bank - Quiz Bank Environmental Economics Questions and Answers Latest. 
Chap 1_4ce 
Student: 
1. A(n) in the economic world is something that leads people to channel their production and 
consumption efforts in a specific direction. 
A. moral obligation 
C. property right 
D. ethical motive 
2. Any economic system will produce destructive environmental impacts if the within the system 
are not structured to avoid them. 
A. ethics 
B. prices 
D. incentives 
3. A small coastal community...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
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BIO 150 EXAM 3 UTK GRADED A+
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BIO 150 EXAM 3 UTK GRADED A+ 
The difference between biomes and biogeographic regions is: 
A. biomes are defined by climate; biogeographic regions are defined by vegetation 
B. biomes are defined by vegetation; biogeographic regions are defined by climate 
C. biomes are defined by climate; biogeographic regions are defined by barriers 
D. biomes are defined by animals; biogeographic regions are defined by vegetation ️C. biomes are 
defined by vegetation 
biogeographic regions are defin...
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Property and casualty insurance Alabama (Well-enlightened)
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Moral hazards correct answers are tendencies or traits of an individual that increase the chance of a loss. Bad credit is an example of a moral hazard affecting property. 
 
Morale hazard correct answers individual tendencies, but they arise from a state of mind, attitude, or indifference to loss. 
 
physical hazard correct answers individual physical characteristics that increase the chance of loss 
 
Basic policy covered perils correct answers fire 
lightning 
explosion 
windstorm or hail 
smo...
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