Residential mortgages Study guides, Revision notes & Summaries
Looking for the best study guides, study notes and summaries about Residential mortgages? On this page you'll find 853 study documents about Residential mortgages.
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NATIONAL REAL ESTATE EXAM PRACTICE TEST ALREADY PASSED
- Exam (elaborations) • 27 pages • 2023
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NATIONAL REAL ESTATE EXAM PRACTICE TEST ALREADY PASSED 
In most cases, broker compensation, as a percentage of home price, falls somewhere between: 5-7% 
A Christian organization owns a fourplex. It wants to rent to only Christian tenants. Under the federal Fair Housing Act, is this legal? Yes. Religious organizations which rent to tenants for residential purposes are exempt from the Fair Housing Act 
What happens to trade fixtures after a business moves out of a leased property? The tenant remo...
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Commercial Real Estate SAE - Champion's School of Real Estate 495 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 75 pages • 2023
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Commercial Real Estate SAE - Champion's School of Real Estate 495 Questions with Verified Answers 
 
Productivity Management - CORRECT ANSWER Measuring the results from the use of available systems and tools for prospecting activities 
 
CRM - CORRECT ANSWER Contact Relationship Manager, a tool used to automate prospecting tasks and manage leads 
 
Geographic farming - CORRECT ANSWER A particular area that may include neighborhoods that a sales agent or broker markets for the solicitation of bu...
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NMLS SAFE EXAM 2023-2024 Questions and Answers 100% Correct
- Exam (elaborations) • 144 pages • 2023
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NMLS SAFE EXAM Questions and Answers 100% CorrectNMLS SAFE EXAM Questions and Answers 100% CorrectNMLS SAFE EXAM Questions and Answers 100% CorrectNMLS SAFE EXAM Questions and Answers 100% Correct 
Mortgage Loan Originator - ANSWER--takes a residential mortgage loan application and offers or *negotiates rates and terms* of a residential mortgage loan *for compensation or gain* 
 
-can describe a company, branch office, an individual or a mortgage broker. 
 
Loan Origination Companies - ANSWE...
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RECA Residential Exam 2023 Guide Correct 100%Fiduciary Representation - ANSWER - Trust and confidence - Best interests - Loyalty 5 Ds of Role Clarity - ANSWER 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do Must disclose in writing - ANSWER - the
- Exam (elaborations) • 20 pages • 2023
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Fiduciary Representation - ANSWER - Trust and confidence 
- Best interests 
- Loyalty 
 
5 Ds of Role Clarity - ANSWER 1. Discuss 
2. Determine 
3. Document 
4. Disclose 
5. Do 
 
Must disclose in writing - ANSWER - the nature of services provided 
- whether professional has entered into representation relationship with other party 
- any conflicts of interest 
- any other facts that may influence consumers decision to proceed with relationship 
 
made to clarify and provide proof of undertandin...
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NMLS MLO EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 21 pages • 2024
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NMLS MLO EXAM 2024 WITH 100% CORRECT ANSWERS 
 
What must a borrower do to avoid having late payments reported to a credit bureau? - correct answer Pay within 30 days of due date 
 
Max penalty if a borrower is required to use a specific title company or settlement agent? - correct answer 3 times the fee 
 
What should not be over-weighted in an analysis of borrower repayment capacity? - correct answer Credit scores 
 
Max prepayment penalty on residential mortgages in the first year of the loan...
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CA bar exam Correct Questions & Answers!!
- Exam (elaborations) • 43 pages • 2024
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commercial builder be bound by a residential-use restriction if - ANSWER (1) grantor had common scheme (2) unrestricted lot holders had notice (majority rule) 
 
reqs for burden of equitable servitude - ANSWER intent, notice, touch and concern 
 
render title unmarketable - ANSWER (1) defects in record chain of title (adverse posession) (2) encumbrances (mortgages, liens, easements, restrictive covenants) (3) zoning violations 
 
f the buyer of land determines that the seller's title is unmarke...
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GOLD COAST SCHOOL REAL ESTATE EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 22 pages • 2024
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GOLD COAST SCHOOL REAL ESTATE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
1. The real estate market is local in nature what does that mean? - correct answer Information about real estate can best be found through local sources, which makes the real estate market local in nature 
 
2. You would expect a real estate licensee to perform all of the following activities, EXCEPT: 
A. Providing expert knowledge about construction methods and materials 
B. Providing expert knowledge to members of the pub...
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NMLS MLO Exam with Complete Solutions | A+ Grade
- Exam (elaborations) • 26 pages • 2024
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What must a borrower do to avoid having late payments reported to a credit bureau? - Pay within 
30 days of due date 
Max penalty if a borrower is required to use a specific title company or settlement agent? - 3 times 
the fee 
What should not be over-weighted in an analysis of borrower repayment capacity? - Credit scores 
Max prepayment penalty on residential mortgages in the first year of the loan - 3% 
What must condominium associations do with respect to property insurance? - Keep a "blank...
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CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 54 pages • 2023
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CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers 
 
Addition Rule of Probability - CORRECT ANSWER ADDITION: P(A or B) = P(A) + P(B) - P(AB) 
 
Roy's Safety First Criterion - CORRECT ANSWER Safety First Ratio = (E(R) - Rₜ) / σ 
 
Larger ratio is better 
 
If (Rₜ) is risk free rate, then it becomes Sharpe Ratio 
 
Sharpe Ratio - CORRECT ANSWER Sharpe Ratio = (E(R) - RFR) / σ 
 
Larger ratio is better 
 
If (Rt) is higher than RFR, then it becomes Safety First Ratio 
 
Centra...
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RECA Residential Real Estate Management Exam || With All Questions & Answers (Rated A+)
- Exam (elaborations) • 11 pages • 2024
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RECA Residential Real Estate Management Exam || With All Questions & Answers (Rated A+) 
RECA Residential Real Estate Management Exam || With All Questions & Answers (Rated A+) 
 
"Equity" meaning - ANSWER - The market value of the property, less the outstanding balance of the mortgage and any other financial obligation registered against the property 
 
Definition of "Mortgage" - ANSWER - The pledging of real property to a loender as security for a debt. In other words, a mortgage represent...
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