Ho4 Samenvattingen, Aantekeningen en Examens
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Arkansas Property and casualty pt2 fully solved graded A+ 2024/2025
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Arkansas Property and casualty pt2when would theft of property of guest and residence employees be covered under the HO8 form? - correct answer Only while on the insured premises 
 
In general, what do homeowner’s policies cover? - correct answer Dwellings used primarily as private residences 
 
What HO form covers a historic home with replacement cost more than the market value? - correct answer HO8 modified Homeowners 
 
What Homeowners policy form is known as a special form? - correct answe...
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Arkansas Property and casualty pt2 fully solved graded A+
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Arkansas Property and casualty pt2when would theft of property of guest and residence employees be covered under the HO8 form? - correct answer Only while on the insured premises 
 
In general, what do homeowner’s policies cover? - correct answer Dwellings used primarily as private residences 
 
What HO form covers a historic home with replacement cost more than the market value? - correct answer HO8 modified Homeowners 
 
What Homeowners policy form is known as a special form? - correct answe...
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Rhode Island Casualty Property Exam Questions and Answers 100% Pass
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Rhode Island Casualty Property Exam 
Questions and Answers 100% Pass 
 
Powers and Duties of the Commissioner Broad powers, examination of records, notice and 
hearing, penalties. 
 
Minimum Limits of financial responsibility 25/50/25 or $75,000 combined single limit 
 
Unfair Claim Practice Failing to respond within 30 days 
 
Free Choice of Repair Shop Insurer may not interfere 
 
OEM parts May not be used without written consent 
 
Risk uncertainty concerning the occurrence of a loss 
 
Fores...
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Arkansas Property and casualty pt2 questions with complete solutions 2024
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Arkansas Property and casualty pt2when would theft of property of guest and residence employees be covered under the HO8 form? - correct answer Only while on the insured premises 
 
In general, what do homeowner’s policies cover? - correct answer Dwellings used primarily as private residences 
 
What HO form covers a historic home with replacement cost more than the market value? - correct answer HO8 modified Homeowners 
 
What Homeowners policy form is known as a special form? - correct answe...
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MA Real Estate Exam Study Guide 2024 Questions and Answers
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MA Real Estate Exam Study Guide 2024 
Questions and Answers 
Appraisal - Answer- An estimation of a property's value, usually prepared by a 
professional who is licensed in this field. 
Brokerage - Answer- The business of bringing people together in a real estate 
transaction. 
Commerical - Answer- The types of properties that include office spaces, shopping 
centers, stores, theaters, hotels, parking facilities, etc. 
Development - Answer- The term for the construction of improvements upon the...
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MA Real Estate Exam Study Guide 2024
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MA Real Estate Exam Study Guide 2024 
Appraisal -Answer-An estimation of a property's value, usually prepared by a 
professional who is licensed in this field. 
Brokerage -Answer-The business of bringing people together in a real estate 
transaction. 
Commerical -Answer-The types of properties that include office spaces, shopping 
centers, stores, theaters, hotels, parking facilities, etc. 
Development -Answer-The term for the construction of improvements upon the land. 
Elevation Certificate -...
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Arkansas Property and casualty pt2 Question and answers correctly solved 2024
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Arkansas Property and casualty pt2 Question and answers correctly solved 2024 
when would theft of property of guest and residence employees be covered under the HO8 form? - correct answer Only while on the insured premises 
 
In general, what do homeowner’s policies cover? - correct answer Dwellings used primarily as private residences 
 
What HO form covers a historic home with replacement cost more than the market value? - correct answer HO8 modified Homeowners 
 
What Homeowners policy for...
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HOMEOWNERS POLICY WITH 100% CORRECT ANSWERS ALREADY GRADED A+
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WHO IS ELIGIBLE FOR HO POLICIES? 
OWNER/OCCUPANTS NOT EXCEEDING 4 FAMILIES OR TWO BOARDERS/ROOMERS PER FAMILY (HO 2, 3, 5 & 8), 
TENANTS IN NON-OWNED BUILDINGS, CONDO OWNERS, MOBILE HOMES (WITH ENDORSEMENT) 
 
 
 
WHO IS AN INSURED UNDER HO POLICIES? 
"YOU", RELATIVES, AND OTHERS UNDER 21 IN CARE OF "YOU" OR RELATIVES 
 
 
 
ARE STUDENTS COVERED UNDER HO POLICIES? 
YES, PROVIDED THEY ARE UNDER 24, AND A RELATIVE UNDER 21 AND IN "YOUR" CARE 
 
 
 
WHAT ARE THE FORMS UNDER HO? 
HO2 - BROAD 
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Property & Casualty Exam (Guaranteed Pass!)
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HO2 correct answers Covers dwelling and personal property on a named perils basis 
 
HO3 correct answers Covers dwelling, other structures on an open perils basis and personal property on a named perils basis 
 
HO4 correct answers Designed for tenants of houses and apartments. Tenants PP covered on a named perils basis. No dwelling but building additions are included 
 
HO5 correct answers Dwelling structures, personal property all covered on an open perils basis. Most expansive homeowners poli...
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SC Personal Lines exam questions with 100% correct answers
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6 loss valuation methods 
actual cash value, replacement value, functional replacement value, market value, stated amount, agreed value 
 
 
 
waiver & estoppel 
a person has given up a known or legal right 
 
 
 
 
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4 components of a legal contract 
agreement, consideration, competent parties, legal purpose 
 
 
 
6 classes of insurers 
authorized(admitted), unauthorized(n...
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