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XCEL TESTING SOLUTIONS - CALIFORNIA PRELICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE VERIFIED CORRECT . When an insurance company requests an attending physician's report, the request must be accompanied by a Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? Change of occupation "Life insurance creates an immediate estate". This phrase means When the insured dies, a death benefit is paid A person who a...

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NC Life insurance state exam study guideline already graded A+ Term Insurance Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...