Glb Samenvattingen, Aantekeningen en Examens
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USAA Auto Insurance Terms EXAM QUESTIONS CORRECTLY ANSWERED
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USAA Auto Insurance Terms 
EXAM QUESTIONS CORRECTLY 
ANSWERED 
Terrorism Risk Insurance Act (TRIA) - ANSWER In 2002- the 
availability of reinsurance coverage against terrorism. If there is a 
terrorist act then the federal government is responsible in paying 
the insurer for any damage. 
What is TRIEA and when did it happen - ANSWER In 2005 
legislation was modified and coverage was extended by the 
Terrorism Risk Insurance Extension Act 
FCRA- when, what, and what it stands for - ANSWER ...
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SAFE Mortgage Loan Originator Test Latest Update Graded A+
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SAFE Mortgage Loan Originator Test 
 
Latest Update Graded A+ 
 
Prequalification an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
 
USDA ratio 29/41 
 
FHA ratio 31/43 
 
Asset based loan -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime ...
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USAA Auto Insurance Terms with Complete Solutions (1)
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USAA Auto Insurance Terms with Complete Solutions (1) 
Terrorism Risk Insurance Act (TRIA) - Answer-In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen - Answer-In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for - Answer-In 1970 the Fai...
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SAFE Mortgage Loan Originator | 96 Questions and Answers(A+ Solution guide)
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requalification - an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
USDA ratio - 29/41 
FHA ratio - 31/43 
Asset based loan - -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
High Cost Loan - Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime offer rate 
1. 5% 
2. 6.5% 
3. 8.5% 
RESPA - Section 8 - Nothing...
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USAA Auto Insurance Terms Study Guide Top-Graded 2024
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Terrorism Risk Insurance Act (TRIA) - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for - In 1970 the Fair Credit Reporting Act was establish by the federal government to promote fa...
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Security SSG - SkyWest 2024 Questions and Answers Already Passed
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Security SSG - SkyWest 2024 Questions 
 
and Answers Already Passed 
 
What does AOSSP stand for? Aircraft operator standard security program 
 
What does GSC stand for? Ground Security Coordinator 
 
Who is the in-flight security coordinator? The PIC 
 
What is the definition of an attended aircraft? An aircraft to which a SkyWest employee or 
authorized representative ensures access is limited to authorized individuals and property 
 
What is the definition of an unattended aircraft? An aircra...
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prep XL test questions, Exam Review Questions and answers, VERIFIED/| LATEST UPDATE | EXAM PREDICTION QUESTIONS |
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prep XL test questions, Exam Review 
Questions and answers, VERIFIED/ 
The advertisement of mortgage products that Edna is planning to use indicates the number of payments 
required to pay off a specific loan. This statement is a: 
Prohibited statement 
Trigger term 
Permissible representation if it is accurate 
Hypothetical only - -Trigger term 
In an adjustable-rate mortgage loan, recast: 
Is the time in the loan term where periodic payments must be of sufficient amount to fully amortize the...
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NMLS exam 2024 with 100% complete solutions
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The practice of a lender not requiring a nontraditional loan borrower to thoroughly document income or assets is known as? correct answersLow-Doc or No-Doc Loans 
 
While a creditor/ broker does not have to advertise every single plan offered, it is unlawful to conceal what from consumers? correct answersMore consumer- friendly plans 
 
This type of notice is given to consumers who are not customers, in lieu of full initial notice, when the lender has no plans to Under ECOA share nonpublic perso...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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SAFE Mortgage Loan Originator Test (with Accurate Answers)
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Prequalification correct answers an estimate of the loan amt. for which the buyer can qualify based on his income/credit under the lenders standards 
 
USDA ratio correct answers 29/41 
 
FHA ratio correct answers 31/43 
 
Asset based loan correct answers -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan correct answers Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - ...