Marine cargo insurance Samenvattingen, Aantekeningen en Examens
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Florida All Lines Claims Adjuster Exam | Questions with 100% Correct Answers | Verified | Updated 2024
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compen...
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - correct answers.A Hard Market. 
 
Surplus lines premiums typically expand during a hard market. 
 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - correct answers.A) Tighten their underwriting standards. 
 
Tighten and ra...
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Texas Adjuster Exam 2024 with 100% correct answers
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If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. 
$30,000 
 
 
 
Which of the following statements best describes an inland marine policy? 
Pertains to Cargo with no fixed location 
 
 
 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What will you pay? 
$1000 
 
 
 
This department...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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AL Practice Exam – Adjusting 2023 with complete solution
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1.	1. The insured carries a BOP policy with protective systems such as a sprinkler system. If the system becomes inoperative, the insured must 
advise the insurance company of the problem within	if the system cannot be restored to working order: 48 hours Your Answer 
2.	2. Tina has two policies (Policy X and Policy Y) that cover the same risk on a pro rata basis. Policy X has a limit of $100,000 and Policy Y has a limit of 
$25,000. When Tina suffers a loss totaling $75,000, how will the two pol...
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CISR Insuring Commercial Property Exam 146 Questions with Answers,100% CORRECT
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CISR Insuring Commercial Property Exam 146 Questions with Answers 
 
Select the answer that most closely describes Actual Cash Value (ACV). - CORRECT ANSWER A method of establishing the value of property wherein depreciation and obsolescence are deducted from the value of the property. 
 
Select the answer that most closely describes Functional Replacement Cost. - CORRECT ANSWER A provision which changes the policy valuation so as to provide for replacement with a different structure which per...
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Property & Casualty Insurance License Test Updated 2022 > Pass the P&C Insurance Licensing Exam With Flying Colors.
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Property and casualty insurance Exam Questions and Answers Updated Nov 2022. 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of 
 
A builder's risk form is most often written as which of the following? 
 
A building is insured, but no one has lived or worked in it for 10 years. The building is completely empty of any furniture or perso...
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AMIM 121 Questions And Answers Rated A+
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Ocean Marine Insurance - Answer-principally associated with vessels and their cargoes; also includes 
international air shipments as well as transportation by land or air that connects with an ocean shipment 
or international air shipment. 
Cargo Insurance - Answer-Insurance that covers loss of or damage to property shipped primarily by 
water or, if in foreign trade, by air. 
Hull Insurance - Answer-Insurance that covers partial or total loss of vessels caused by a covered peril; 
may also cove...
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AMIM 121 Exam | 263 Questions With 100% Correct Answers.
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Ocean Marine Insurance - principally associated with vessels and their cargoes; also includes 
international air shipments as well as transportation by land or air that connects with an ocean 
shipment or international air shipment. 
Cargo Insurance - Insurance that covers loss of or damage to property shipped primarily by water 
or, if in foreign trade, by air. 
Hull Insurance - Insurance that covers partial or total loss of vessels caused by a covered peril; 
may also cover the insureds liabil...
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