Rating agencies Samenvattingen, Aantekeningen en Examens

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

NEHA RS/REHS Exam Questions With 100% Correct Answers | Latest Updated & Verified 2024/2025 | Graded A+. Field observations are not always reported in total because Choose one answer. a. the reported forms are usually inadequate b. the significance of the data is not understood c. the field staff are instructed to limit observations d. the supervisor may insist on reinspection - Correct Answer-the significance of the data is not understood Question 3 In preparing a legal action, ...

What Act shaped how commercial insurance carriers approached the concepts of paying for medical care? - ANSWER-HMO Act of 1973 ACA - ANSWER-Affordable Care Act HMO (Health Maintenance Organization) - ANSWER-The organization is both the insurer and provider of a set of defined services. Patients within this network must use an in-network provider for their services to be covered. Capitation Payment - ANSWER-part of prospective payment in which healthcare providers receive fixed monthly p...

Test Bank for Fundamentals of Nursing 10th Edition Potter Perry Chapter 1-50 |Complete Guide A+ Test Bank for Fundamentals of Nursing 10th Edition Potter Perry Chapter 1: Nursing Today Chapter 2: Health Care Delivery System Chapter 3: Community-Based Nursing Practice Chapter 4: Theoretical Foundations of Nursing Practice Chapter 5: Evidence-Based Practice Chapter 6: Health and Wellness Chapter 7: Caring in Nursing Practice Chapter 8: Caring for Patients with Chronic Illness NEW! Chapter 9: Cultu...

Basic Appraisal Principles - Chapter 2 Study Guide Questions with Complete Answers The transfer of money from low interest-bearing accounts to higher interest-bearing accounts is referred to as disintermediation recession surplus productivity profiteering disintermediation In 1987, eight U.S. appraisal organizations formed the National Association of REALTORS The Appraisal Foundation the Appraisal Subcommittee Appraisers without Borders The Appraisal Foundation True or False? The Board ...

Question 1 Explain Probability of default and briefly discuss its uses. (10) Suggested solution It is a statistical percentage probability of a borrower defaulting√ and it is directly linked to credit grades √ Uses • Quantification of credit risk √ PD facilitates distinguishing the credit risk of different asset classes in a portfolio and judging the credit worthiness of the obligor. √ • Allocation of capital√ if the probability of default is high capital allocation is als...

Question 1 Explain Probability of default and briefly discuss its uses. (10) Suggested solution It is a statistical percentage probability of a borrower defaulting√ and it is directly linked to credit grades √ Uses • Quantification of credit risk √ PD facilitates distinguishing the credit risk of different asset classes in a portfolio and judging the credit worthiness of the obligor. √ • Allocation of capital√ if the probability of default is high capital allocation is als...

Commercial Pilot Questions and Answers (2023/2024) Rated A+ what privileges apply to a commercial pilot? a. carrying person or property for compensation or hire b. for compensation or hire commercial pilot operations without an "operating certificate" student instruction, nonstop sightseeing flights, ferry or training flights, crop dusting, banner towing, aerial photography,pipeline patrol Common Carriage common carriage refers to the carriage of passengers or cargo as a result of advertisin...

NEHA RS/REHS Exam Exam Questions and Answers Latest Updated 2024/2025 | 100% VERIFIED. An action authorized by law to restrict or prevent the movement of goods for the protection of public health, safety and welfare is called Choose one answer. a. an injunction b. an embargo c. an order to cease and desist d. a subpoena - an embargo Question 2 Field observations are not always reported in total because Choose one answer. a. the reported forms are usually inadequate b. the signif...

ORGANIZATION OF THE TEXAS EXECUTIVE BRANCH AFFECTS PUBLIC POLICY correct answers -Hierarchy of authority in state government 200 boards, commissions & depts implement laws & policies Sunset Review attempts to keep state agencies efficient BUREAUCRACY AND STATE EMPLOYEES correct answers Agency heads determine how policy is executed Govt is the state's largest employer - 218,000 FTEs 2014-15 Texas ranks 43rd in number of state employees per 10,000 citizens FACTORS IN DETERMINING STA...