Affordable loss Samenvattingen, Aantekeningen en Examens
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![Kentucky Property and Casualty Insurance Licensing 2024 verified to pass](/docpics/4494199/65cb76e8ac842_4494199_121_171.jpeg)
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Kentucky Property and Casualty Insurance Licensing 2024 verified to pass
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Kentucky Property and Casualty Insurance LicensingRisk - correct answer Chance or uncertainty of loss 
 
Managing Risk - correct answer STARR: Share, Transfer, Avoid, Reduce, Retain 
 
Purpose of Insurance - correct answer Transfer risk and responsibility in exchange for payment of a premium 
 
Law of Large Numbers - correct answer The more examples used to develop any statistic, the more reliable that statistic will be. 
 
Elements of Insurability - correct answer Insurable interest, definite r...
![CSPR – Questions and Answers based on full course](/docpics/64578620e6f60_2709102.jpg)
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CSPR – Questions and Answers based on full course
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What Act shaped how commercial insurance carriers approached the concepts of paying for medical care? - ANSWER-HMO Act of 1973 
 
ACA - ANSWER-Affordable Care Act 
 
HMO (Health Maintenance Organization) - ANSWER-The organization is both the insurer and provider of a set of defined services. Patients within this network must use an in-network provider for their services to be covered. 
 
Capitation Payment - ANSWER-part of prospective payment in which healthcare providers receive fixed monthly p...
![CGFO - Financial Administration Exam Study Guide 2024 Top Graded](/docpics/5368373/664b08ad339d7_5368373_121_171.jpeg)
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CGFO - Financial Administration Exam Study Guide 2024 Top Graded
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According to GASB 10, list the types of risk - Torts 
Theft of damage to, or destruction of assets 
Business interuption 
Errors or omissions 
Job-related illnesses or injuries to employees 
Acts of God 
Any other risk of loss assumed under a policy or participation contract issued by a public entity risk pool 
Risk of loss resulting when an entity agrees to provide accident and health, dental, and other medical benefits to its employees. 
 
What are the two ways to mange risk? - Manage an organ...
![RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT](/docpics/4451233/65c4eb919ce75_4451233_121_171.jpeg)
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RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT
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RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? -️️ 0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister...
![Pre-Final Exam - New York Life, Accident and Health Questions and Answers 100% Pass](/docpics/4142419/6596ddc80adf8_4142419_121_171.jpeg)
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Pre-Final Exam - New York Life, Accident and Health Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 26 pagina's • 2024
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Pre-Final Exam - New York Life, Accident and Health Questions and Answers 100% Pass What happens when an initial offer is answered with a counteroffer? Initial offer is void 
According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? Age 26 
The premiums paid by an employer for his employee's group life insurance are usually considered to be tax-deductible to the employer 
A family group accident and health insurance policy must continue co...
![ATI FUNDAMENTALS PROCTORED EXAM RETAKE GUIDE.](/docpics/63f763186c2d9_2402948.jpg)
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ATI FUNDAMENTALS PROCTORED EXAM RETAKE GUIDE.
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ATI FUNDAMENTALS PROCTORED EXAM RETAKE GUIDE 
 
 
 
 
1.	CHAPTER 1: HEALTH CARE DELIVERY SYSTEMS 
A.	 
B.	Components of Health care systems 
a.	Participants 
1.	Consumers- clients 
2.	Providers 
a.	Licensed providers: registered nurses, license practical (or vocational) nurses (LPN), advanced practice nurses (APN), medical doctors, pharmacists, dentists, dietitians, physical/respiratory/occupational therapists, etc 
b.	Unlicensed providers: assistive personal 
b.	Settings 
1.	Hospitals, homes...
![Property and Casualty Insurance Test Questions with correct answers](/docpics/3649777/6530b7701e017_3649777_121_171.jpeg)
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Property and Casualty Insurance Test Questions with correct answers
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What is a peril? CORRECT ANSWER A Peril is a cause of loss 
 
What is a hazard? CORRECT ANSWER Something that increases the chance of a loss 
 
What is the difference between a Moral hazard and a Morale Hazard? CORRECT ANSWER Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
 
What is the method of handling risk that involves a deductible? CORRECT ANSWER Retention (loss or portion of loss) 
 
If a fire causes damage to a building, what is the fire considered? CORRECT ANSW...
![NJ Title Insurance Exam with Correct and Verified Solution](/docpics/4865290/66066684835e5_4865290_121_171.jpeg)
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NJ Title Insurance Exam with Correct and Verified Solution
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NJ Title Insurance Exam with Correct 
and Verified Solution 
A deed recorded in Maryland conveys Greenacre to Frank for life and at his death to 
Jane, her personal representative and assigns the interest vested in Frank and Jane by 
this deed are commonly referred to as 
A. Fee simple 
B. Life estate remainder 
C. Free hold and non-freehold 
D. Vested life estate and contingent remainder - CORRECT ANSWER-B. Life estate 
remainder 
What is MAHT? 
A. Maryland Administration Household Training...
![RMI Exam 4 (2024 Latest Update)Correct 100%](/docpics/4455118/65c5553fdd6ec_4455118_121_171.jpeg)
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RMI Exam 4 (2024 Latest Update)Correct 100%
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RMI Exam 4 (2024 Latest Update)Correct 100% 
 
Problems with the health care system in the United States that led to implementation of the Affordable Care Act included 
 
1. Rising healthcare expenditures 
2.Considerable waste and inefficiency in the healthcare system 
 
A) I only 
B) II only 
C) both I and II 
D) neither I nor II - ANSWER C) both I and II 
 
All of the following are historical reasons for the increase in health care expenditures in the U.S. EXCEPT 
A) cost insulation because of...
![ACCIDENT AND HEALTH INSURANCE AGENT EXAM. QUESTIONS WITH 100% VERIFIED ANSWERS.](/docpics/3288868/64e3e8428148a_3288868_121_171.jpeg)
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ACCIDENT AND HEALTH INSURANCE AGENT EXAM. QUESTIONS WITH 100% VERIFIED ANSWERS.
- Tentamen (uitwerkingen) • 28 pagina's • 2023
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85. A contract that heavily restricts one party while leaving the other free (as some standard form printed contracts), and implies inequality in bargaining power is: 
1. A contract of adhesion 
2. A conditional contract 
3. An aleatory contract 
4. A unilateral contract 
 
86. There are number of clauses in an insurance contract. One of the clauses identifies the contracting parties (the insured and the insurance company) and also the scope and limits of coverage. This clause is referred to as:...
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