Moral hazard Samenvattingen, Aantekeningen en Examens
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![Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct)](/docpics/4342270/65b40fd1622aa_4342270_121_171.jpeg)
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Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct)
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Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct) 
Risk management Exam 1 driver (updated - 2024) || Complete Solutions (100% Correct) 
 
types of risk - ANSWER - Pure risk 
Speculative risk 
Subjective risk 
 
pure risk - ANSWER - Simply no loss or loss 
*insurance companies only deal with 
 
spectulative risk - ANSWER - loss or no loss or potential gain 
 
subjective risk - ANSWER - our attitudes towards risk (risk tolerance) 
*more difficult than pure and spe...
![Florida Insurance Customer Service Rep 4-40 Exam Questions with 100% Correct Answers](/docpics/3900023/65615fb4b4228_3900023_121_171.jpeg)
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Florida Insurance Customer Service Rep 4-40 Exam Questions with 100% Correct Answers
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How can Insurance companies can afford to pay for an individual's catastrophic loss? Correct Answer The premiums from all policyholders are pooled together. 
 
What information is found on the Declarations page? Correct Answer contains the make and model of the covered vehicle described 
 
Steven was denied coverage, a jury decieded in his favor. Why are insurance policies considered "Contracts of Adhesion"? Correct Answer Policy language is open to legal interpretation. 
 
Susan is a Doctor,...
![FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+)](/docpics/4346860/65b4e50cc1d97_4346860_121_171.jpeg)
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FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+)
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FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+) 
FINN 3623 Risk Management Exam 1 (2024) || With Complete Answers (Graded A+) 
 
PROTECT & ENHANCE the assets of an organization - ANSWER - What is the primary jobs/functions of the chief risk manager? 
 
peril - ANSWER - a cause of loss 
 
insurance - ANSWER - a mechanism of risk transfer 
 
hazard - ANSWER - anything that increases the probability of or severity of a loss 
 
physical hazard - ANSWER - a literal obstac...
![NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass](/docpics/63ea0011315cf_2365520.jpg)
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
![Exam Fx Life and Health Tip Sheet Questions With Complete Solutions](/docpics/3408545/64fcdd21cc95e_3408545_121_171.jpeg)
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Exam Fx Life and Health Tip Sheet Questions With Complete Solutions
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Perils correct answer: the cause of loss 
 
Policy Owner correct answer: the person who has the rights and privileges in the policy 
 
Risk correct answer: Uncertainty or chance of loss 
-Pure Risk(Insurable) 
-Speculative(Uninsurable) 
 
Insured correct answer: the person covered by the insurance policy 
 
insurer correct answer: a company that issues an insurance policy 
 
Law of large numbers correct answer: the larger the number of people with the same exposure to loss, the more predic...
![MHA 707 Exam C Questions & Answers 2023/2024](/docpics/3294619/64e54fcca4edd_3294619_121_171.jpeg)
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MHA 707 Exam C Questions & Answers 2023/2024
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MHA 707 Exam C Questions & Answers 2023/2024 
 
 
Moral Hazard - ANSWER-When the act of insuring an event increases the likelihood that the event will happen 
 
behaving different when you know someone is taking the risk (induced demand) 
 
Adverse Selection - ANSWER-the situation in which one party to a transaction takes advantage of knowing more than the other party to the transaction 
 
the sicker people likely want more insurance, compared to those who are healthy 
 
Pooling of Risk - ANSWER...
![RSK2601 MCQ EXAM PACK 2024](/docpics/63e2a73794e9a_2347030.jpg)
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RSK2601 MCQ EXAM PACK 2024
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TEST BANK 
Enterprise Risk Management 
S - The Marketplace to Buy and Sell your Study Material 
1 
RSK2601 TEST BANK 
Question 1 
Which one of the following is a benefit of effective risk and opportunity management? 
1) Improved profit certainty 
2) Increased shareholder value 
3) Increased stakeholder confidence Correct option 3 
4) Lower economic returns 
Explanation 
Improved cost certainty, sustainable shareholder value, increased stakeholder confidence and 
higher economic returns...
![LSUS MHA 710 Exam 4 Questions With Correct Answers!!](/docpics/3783010/6549b301a7a71_3783010_121_171.jpeg)
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LSUS MHA 710 Exam 4 Questions With Correct Answers!!
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Research indicates that the 2014 expansion of Medicaid has led to a number of unintended 
consequences including: - higher per capita spending on the expansion population than 
anticipated. 
Which of the following statements is true about the Medicaid program? - The majority of total 
outlays are for the elderly and disabled. 
One of the reasons the 2008 Oregon Experiment was so important is because it(s): - experimental 
design included random selection of the treatment and control groups. 
Whi...
![MHA 707 Exam C | 89 Questions with 100% Correct Answers | Verified | Latest Updated 2024 | Already Passed](/docpics/4919898/660ed011da4ba_4919898_121_171.jpeg)
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MHA 707 Exam C | 89 Questions with 100% Correct Answers | Verified | Latest Updated 2024 | Already Passed
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Nonmarketability of risks - Inherent I medicine and medical practice health insurance. 
Moral hazard - behaving differently when you know someone else is taking the risk (induced 
demand) 
Adverse selection - The sicker people likely want more insurance (the healthier, less) 
Pooling of risk - Sharing risk proportionately among many is a basic insurance concept 
Financing health care in U.S. - •Workarounds 
•Redundancies 
•Contradictions 
(NHEA) - National Health Expenditure Accounts 
Nati...
![MHA 707 Exam C Questions & Answers 2023/2024](/docpics/3578934/6521f36b403fe_3578934_121_171.jpeg)
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MHA 707 Exam C Questions & Answers 2023/2024
- Tentamen (uitwerkingen) • 13 pagina's • 2023
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MHA 707 Exam C Questions & Answers 2023/2024 
 
 
Moral Hazard - ANSWER-When the act of insuring an event increases the likelihood that the event will happen 
 
behaving different when you know someone is taking the risk (induced demand) 
 
Adverse Selection - ANSWER-the situation in which one party to a transaction takes advantage of knowing more than the other party to the transaction 
 
the sicker people likely want more insurance, compared to those who are healthy 
 
Pooling of Risk - ANSWER...
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