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Nebraska Life and Health Insurance Bundled Exams Questions and Answers 100% Verified and Updated 2024 | Graded A
Nebraska Life and Health Insurance Bundled Exams Questions and Answers 100% Verified and Updated 2024 | Graded A
- Package deal
- • 3 items •
- Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass • Exam (elaborations)
- Nebraska Life and Health Insurance Exam Questions and Answers 100% Pass • Exam (elaborations)
- Nebraska Life and Health License Exam Questions and Answers 100% Pass • Exam (elaborations)
Nebraska Life and Health Insurance Bundled Exams Questions and Answers 100% Verified and Updated 2024 | Graded A
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Life, health & annuities NE insurance exam Questions and Answers 100% Correct
Life, health & annuities NE insurance exam 
Questions and Answers 100% Correct 
Not regarding deferred annuities - Answer- Accumulated funds cannot be out assessed 
until the pay out. 
Using the needs approach you wouldn't need - Answer- Prospects employment history 
Not common use for life insurance - Answer- Liquidate and estate it usually only creates 
an estate 
The exclusion ratio applies until all principal and annuity contract has been paid out 
after that what will happen - Answer- The ...
- Exam (elaborations)
- • 23 pages •
Life, health & annuities NE insurance exam 
Questions and Answers 100% Correct 
Not regarding deferred annuities - Answer- Accumulated funds cannot be out assessed 
until the pay out. 
Using the needs approach you wouldn't need - Answer- Prospects employment history 
Not common use for life insurance - Answer- Liquidate and estate it usually only creates 
an estate 
The exclusion ratio applies until all principal and annuity contract has been paid out 
after that what will happen - Answer- The ...
![](/docpics/4880057/66091e5f3fa57_4880057_121_171.jpeg)
Nebraska Life and Health License Exam Questions and Answers 100% Pass
Nebraska Life and Health License Exam 
Questions and Answers 100% Pass 
Before delivering a health insurance policy to a client, the producer alters the insuring 
clause in a way that he believes will benefit the insurance company. Which of the 
following statements is true about this alteration? - Answer- It is prohibited by the entire 
contract provision 
Which organization offers health insurance to Nebraska residents who are denied 
health insurance and unable to obtain coverage from private...
- Package deal
- Exam (elaborations)
- • 19 pages •
Nebraska Life and Health License Exam 
Questions and Answers 100% Pass 
Before delivering a health insurance policy to a client, the producer alters the insuring 
clause in a way that he believes will benefit the insurance company. Which of the 
following statements is true about this alteration? - Answer- It is prohibited by the entire 
contract provision 
Which organization offers health insurance to Nebraska residents who are denied 
health insurance and unable to obtain coverage from private...
![](/docpics/4880053/66091e2953e2a_4880053_121_171.jpeg)
Nebraska Life and Health Insurance Exam Questions and Answers 100% Pass
Nebraska Life and Health Insurance Exam 
Questions and Answers 100% Pass 
What is Insurance? - Answer- a contract in which 1 party (insurance company) agrees 
to indemnify (make whole) the insured party against loss, damage, or a liability arising 
from an unknown event. 
What is life insurance? - Answer- a policy that protects survivors from losses suffered 
after an insured's death 
What does insurance do? - Answer- transfers the risk of loss from an individual or 
business entity to an insur...
- Package deal
- Exam (elaborations)
- • 11 pages •
Nebraska Life and Health Insurance Exam 
Questions and Answers 100% Pass 
What is Insurance? - Answer- a contract in which 1 party (insurance company) agrees 
to indemnify (make whole) the insured party against loss, damage, or a liability arising 
from an unknown event. 
What is life insurance? - Answer- a policy that protects survivors from losses suffered 
after an insured's death 
What does insurance do? - Answer- transfers the risk of loss from an individual or 
business entity to an insur...
![](/docpics/4880049/66091e2655ed8_4880049_121_171.jpeg)
Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass
Nebraska State Life and Health Insurance Exam Terms 
Questions and Answers 100% Pass 
Adverse Selection - Answer- Insuring of risks more prone to loss than the average 
Agent/Producer - Answer- legal representative of an insurance company 
Applicant/Proposed insured - Answer- a person applying for insurance 
Hazard - Answer- Conditions that increase the probability of a loss 
Moral - Answer- tendency toward increased risk (driving fast) 
Morale - Answer- indifference towards risk (not locking th...
- Package deal
- Exam (elaborations)
- • 17 pages •
Nebraska State Life and Health Insurance Exam Terms 
Questions and Answers 100% Pass 
Adverse Selection - Answer- Insuring of risks more prone to loss than the average 
Agent/Producer - Answer- legal representative of an insurance company 
Applicant/Proposed insured - Answer- a person applying for insurance 
Hazard - Answer- Conditions that increase the probability of a loss 
Moral - Answer- tendency toward increased risk (driving fast) 
Morale - Answer- indifference towards risk (not locking th...
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