Personal auto policy pap Study guides, Class notes & Summaries
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AD Banker Property and Casualty Comprehensive Exam Questions & Answers 2023/2024
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AD Banker Property and Casualty Comprehensive Exam Questions & Answers 2023/2024 
 
Temporary Total Disability may be described as: - ANSWER-Inability to return to any employment while recovering 
 
Supplementary Payment under Part A of the Personal Auto Policy? - ANSWER-A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
The Comm...
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AD Banker Property and Casualty Comprehensive Exam 2023 with 100% correct answers
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Temporary Total Disability may be described as: 
Inability to return to any employment while recovering 
 
 
 
Supplementary Payment under Part A of the Personal Auto Policy? 
A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
 
 
The Commercial basic Cause of Loss Form does not cover which of the following perils? 
A Sinkhole co...
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New York State General Adjuster 17-70 Exam 2023-2024 With 100% Complete solutions (800 Questions & Anawers)
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New York State General Adjuster 17-70 Exam 2023-2024 With 100% Complete solutions 
An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? {{Correct Ans- Employers non-ownership coverage. This coverage protects the employer and not the employee. The employee is covered unde...
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California Property and Casualty Insurance Test Questions and Answers Rated A
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California Property and Casualty Insurance Test Questions and Answers Rated A 
The term "Time element Coverage" is used when the amount of loss depends on what? 
The time it takes to repair, rebuild, or restore damaged property. The term time element coverage is used for many indirect losses, such as a business income loss, because the amount of loss might not be directly related to the amount of property damage that occurred, but it is related to the time it takes to repair,, rebuild, or rest...
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Courtney drove her car home after spending an afternoon celebrating with some friends at a bar. She ran through a stop sign at a high speed and struck a van carrying a mother and two children. The van was totaled and all of the family members in the van were injured and hospitalized. The youngest child was severely injured and spent 3 months in the hospital and ...
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AD Banker Property and Casualty Comprehensive Exam Questions (Answered). Rated A. 2022/2023.
- Exam (elaborations) • 55 pages • 2023
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AD Banker Property and Casualty Comprehensive Exam Questions (Answered). Rated A. 2022/2023. 
 
 
Temporary Total Disability may be described as: - Inability to return to any employment while recovering 
 
Supplementary Payment under Part A of the Personal Auto Policy? - A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
The Com...
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Property & Casualty Final & State Exam 2024 (100% Verified answers)
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personal auto policy (PAP) (LMPDA/IMCONOV/BIPBIOPDO/10D/20D) correct answers provides protection for liability, medical payments, and damage to the automobile for individuals and married couples and their owned and nonowned vehicles; most widely used personal lines auto contract in US and Alabama, limits of liability always written as BI per person, BI per occurrence, and PD per occurrence; cancellation notices include 10 days after receiving for nonpayment and 20 days after receiving for other ...
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Connecticut Casualty Adjuster Test for All Lines; All Answers Correct with Rationale (Latest 2023 / 2024)
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Connecticut Casualty Adjuster Test for All Lines with correct answers + rationales. 
 
Insurer in Connecticut, Alien insurer, CGL definitions, HO-6 form, personal auto policy (PAP) coverage, Coverage A / B / C & D, Bailee, Constructive total loss, Reasonable Expectation Doctrine, Homeowners Coverage C, business adjusting claims in Connecticut, risk control, risk transference, risk retention, risk avoidance, Drive Away Liability endorsement, Drive Other Car endorsement, Business Auto policy, Per...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2023-2024 Questions and Answers (Graded A)
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will t...
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GUARANTEE EXAMFX, IDAHO PERSONAL LINES SIMULATION EXAM
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In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Answer- one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement being towed behind the insured's pickup. 
3. A nonowned temporary subst...