Admitted insurer Study guides, Class notes & Summaries
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![CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions with 100 % correct Answers | Verified](/docpics/2926764/6490b2390048d_2926764_121_171.jpeg)
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions with 100 % correct Answers | Verified
- Exam (elaborations) • 8 pages • 2023
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Admitted Insurance Company vs. Non-Admitted Insurance Company - An admitted insurance 
company is authorized to transact insurance in California because it has a Certificate of Authority 
granted by the California Department of Insurance (CDI) 
A non-admitted insurance company is not authorized to transact insurance in California because of 
failing to comply with California requirements or did not seek admission 
Pure Risk vs. Speculative Risk - Pure risks are insurable but Speculative risks ar...
![INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+](/docpics/4291841/65ad67ce89913_4291841_121_171.jpeg)
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
![Mass State Life Insurance Exam Questions with 100% Correct Answers | Latest Version 2024 | Expert Verified | Ace the Test](/docpics/5033553/6620454a5129e_5033553_121_171.jpeg)
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Mass State Life Insurance Exam Questions with 100% Correct Answers | Latest Version 2024 | Expert Verified | Ace the Test
- Exam (elaborations) • 97 pages • 2024
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Which of the following describes a participating life insurance policy? A participating life 
policy is one in which the policyowner receives dividends deriving from the company's divisible 
surplus 
What type of reinsurance contract between two insurers involves an automatic sharing of the 
risks assumed? Under treaty reinsurance, each party automatically accepts 
specific percentages of the insurer's business. 
At what point must a life insurance applicant be informed of their rights that fa...
![CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions](/docpics/2835533/647818420fb02_2835533_121_171.jpeg)
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions
- Exam (elaborations) • 19 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsCA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsAdmitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transa...
![Michigan Credit Insurance Producer Study Guide with Verified Solutions | Latest 2024/2025](/docpics/5057450/6623a5679e95f_5057450_121_171.jpeg)
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Michigan Credit Insurance Producer Study Guide with Verified Solutions | Latest 2024/2025
- Exam (elaborations) • 16 pages • 2024
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Producer ️ licensed person who has the authority to sell, solicit, or 
negotiate insurance contracts 
Who has permission to cancel the license? ️ the commissioner 
Agent ️ person or corporation authorized to solicit insurance, collect 
premiums & transact insurance business on behalf of an insurance 
company 
Producer is appointed by who ️ appointed by the agent to represent the 
insurer & an insurer can cancel the appointment of agent 
DIFS ️ Dept of Insurance and Financial Services, ...
![Washington Life and Health (Disability) Questions and Answers Latest Update Graded A+](/docpics/4915907/660e62f7ae678_4915907_121_171.jpeg)
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Washington Life and Health (Disability) Questions and Answers Latest Update Graded A+
- Exam (elaborations) • 202 pages • 2024
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Washington Life and Health (Disability) 
Questions and Answers Latest Update 
 
Graded A+ 
 
An insurer authorized to do business within this state is considered what type of insurer? 
 
A 
Alien 
B 
Domestic 
C 
Foreign 
D 
 
Admitted D-Admitted 
 
An insurer authorized to do business in this state is referred to as admitted, and could be either 
domestic, foreign, or alien domiciled. 
 
A long-term care policy can exclude from coverage all of the following, except: 
 
Hospitalization (acute ca...
![WV Life Insurance Laws and Rules Latest Update Graded A+](/docpics/4916259/660e6f2d63259_4916259_121_171.jpeg)
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WV Life Insurance Laws and Rules Latest Update Graded A+
- Exam (elaborations) • 10 pages • 2024
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
![Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions](/docpics/63b9206ee2709_2230751.jpg)
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions
- Exam (elaborations) • 31 pages • 2023
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions Accelerated Benefits Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses 
Accidental death benefits a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death 
accidental death insurance an insurance policy that provides payment if the insureds death is th...
![Washington State Property & Casualty Insurance Exam 100% correct answers](/docpics/63bf0a448e85e_2246459.jpg)
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Washington State Property & Casualty Insurance Exam 100% correct answers
- Exam (elaborations) • 30 pages • 2023
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Washington State Property & Casualty Insurance Exam 100% correct answers Authorized Insurer 
An insurer that has qualified and received a Certificate of Authority from the Department of Insurance to transact insurance in the state. 
 
 
 
Contact adhesion 
the accepter of the contract must "adhere" to the written contract 
 
 
 
inducement 
An action aimed at persuading 
 
 
 
insolvent 
Bankrupt; unable to pay debts. 
 
 
 
Transacting Insurance 
Conducting insurance business, such as solicit...
![MI Life Insurance Exam FX snapshot Q & A With Complete Solutions](/docpics/3471670/650b497937174_3471670_121_171.jpeg)
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MI Life Insurance Exam FX snapshot Q & A With Complete Solutions
- Exam (elaborations) • 13 pages • 2023
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What is insurance? correct answer: Insurance transfers the risk of loss from an individual or business entity to an insurance company, which in turn spreads the costs of unexpected losses to many individuals. 
 
What is risk? correct answer: Risk is the uncertainty or chance of a loss occurring. 
 
What is peril? correct answer: Perils are the causes of loss insured against in an insurance policy. 
 
What are the elements of insurable risk? correct answer: Loss must be 
1. due to chance 
2....
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