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_____ life insurance is designed to pay the balance of a lone if the insured dies before the loan has been repaid - Credit A domestic company in Oklahoma must - Be formed under Oklahoma insurance laws A foreign insurance company doing business in Oklahoma - is a company domiciled under the laws of another state A licensed producer is prohibited from giving a gift of more than ___ in value to a client as an inducement to purchase insurance - $100 A life insurance Illustration showing futur...

Accented Syllable - ad|{ven}|ture {lem}|on Alliteration - Group of words that all start with the same letter. Allophones - Any of the variant forms of a phoneme. (Top vs. Stop, DeVries vs. phones) Analytic Phonics - Begin with the whole word and then sound out sounds. (cat-->c+a+t, red-- >r+e+d) Automaticity - Reading without thinking about it Blending, segmenting, manipulating, initial sounds, syllables. - 5 Dimensions of Phonemic Awareness Blends/Clusters - 2 Consonants that blen...

________ are keratin-filled cysts that are usually associated with newborns and are commonly found around the eyes, cheeks and forehead - Milia ________ is a skin disorder characterized by abnormal light patches. - Leukoderma ________ is to a raw egg white as_________Is to a raw egg yolk - Protoplasm;nucleus __________refers to a skin sore or abrasion produced by scratching or scraping - Excorciation __________refers to an abnormal brown of wine-colored skin discoloration with a circular or...

Commercial and not commercial pesticide applicators are required to keep records of pesticide applications for how many years? - Commercial and non-commercial pesticide applicators are required to keep records of applications for two years as well as service technicians. Define "intergrated pest managment" (IPM) and list several posible control tactics that may be used in an IPM strategy. - Integrated pest management is the combining of appropeiate pest and their damage to an acceptable l...

Actuary - A person who uses mathematical methods to analyze loss data and develop insurance rates. Adjuster - Investigates claims, adjusts losses, and negotiates claim settlements for the insurer Alien Insurer - An insurer formed under the laws of Switzerland and authorized to do business in the State of Oklahoma Certificate - An insurer's documentation to do business in Oklahoma Coercion - Using a threat or force to create a monopoly in a transaction of insurance Defamation - stating cr...

"Home-study" OR "technology-assisted distance learning" - The delivery of graduate coursework or continuing education through mailed correspondence or other distance learning technologies, which focuses on synchronous or asynchronous instructional delivery methods. Designed to deliver education to learners who are not in the direct physical presence of the educator. 86:15-3-1 Responsibility to clients - A - LMFTs are dedicated to advancing the welfare of families and individuals, includ...

"The present worth of future benefits arising from the ownership of real property," is the definition of - Value "Without both parties' written consent, The broker is prohibited from representing both the seller and the buyer in the same transaction," defines: - Dual Agency A and B signed a contract that was based on illegal consideration, this contract is - Void A asked you to appraise their property. The property had no monthly income and had no comparable in the market. You would m...

A false written or oral statement made by a producer for the purpose of replacing an existing policy to the detriment of the insured is? - Twisting A foreign insurance company is defined as one that is - formed under the laws of a state other than Oklahoma. A guaranteed renewable provision allows - Premiums which can only be increased per rate class. a health insurer must provide a proof of loss form - within 15 days of receipt of the notice loss. A health insurer MUST provide a proof of l...

A Health Reimbursement Arrangement MUST be established - by the employer A life annuity feature which provides benefit payments for a minimum number of years, no matter when the annuitant dies, is called - period certain A life insurance policyowner would like a dividend option that results in a limited current outlay of funds. Which dividend option would be chosen? - Reduction of premium payment A policyowner has just borrowed from a life insurance policy's cash value. Which of these stat...

34 . To help avoid emergency situations you should: a) Keep your left foot near the brake b) Keep your eyes moving c) Travel at a constant speed d) Never travel over 60 MPH - Keep your eyes moving A broken yellow line between two lanes of traffic means: a) No left turn at this place b) Both lanes are for traffic going in the same direction c) Passing prohibited at all times d) Passing allowed when it is safe - Passing allowed when it is safe A first time of driving under the influence (...

"Practicing Insurance" Without a License - 1) A producer or adjuster, with a suspended or revoked license, who continues to "practice insurance" (transact insurance) after losing his/her license due to a violation of the insurance code is subject to a felony and the following criminal penalties: -Civil fine imposed by a Court of Law (Not the OID) up to $5000 and/or jailed from 1 to 5 years. 2) A person never licensed as a producer or adjuster who "practice insurance" (transact insuranc...

____ are the types of cause of loss form in a commercial package policy - Basic, Broad, or Special _____ is not eligible for a dwelling policy - Farm _______ are specifically excluded from coverage in Coverage C of the homeowner's policy? - Animals __________ acts like a deductible and is the amount of loss the insured must cover out of pocket when seeking coverage from an Umbrella policy? - Self -retention limit (SIR) A bird flying into the windshield of an auto is considered? - A compre...

A bicyclist using the road with motor vehicles present - Has the same rights as a car A broken yellow line between two lanes of traffic means - Passing permitted A flashing yellow light means - Caution A motorcycle helmet is required for everyone under - 16 years old A solid yellow line between two lanes of traffic means - No passing After passing another vehicle when is it safe to return to your lane? - Pass the car and don't return to the lane until you see the car in your rearview mirr...

31. If both the President and the Vice President can no longer serve, who becomes President? - the Speaker of the House Before he was President, Eisenhower was a general. What war was he in? - World War II During the Cold War, what was the main concern of the United States? - Communism How many amendments does the Constitution have? - 27 How many justices are on the Supreme Court? - 9 How many U.S. Senators are there? - 100 How old do citizens have to be to vote for President?* - 18 If t...

A deliberate misrepresentation that causes harm. A - Misdirection B - Malicious Lie C - Concealment D - Fraud - D - Fraud A person who has been convicted of any criminal felony involving dishonesty or a breach of trust who participates in the business of insurance in Oklahoma without express authorization from the Commissioner will be subject to what fine? A - $15,000 for each act of violation. B - $10,000 for each act of violation and for each day of violation. C - 15,000 for each act...

WGU C168 Package Deal Updated 2024,2025 with complete solutions

Ability to win an argument regardless of flaws in its reasoning - Soohistry Adopting an overly narrow point of view and thinking in absolutes. - Egocentric myopia Assumption that one own's social group is superior to all others. - Sociocentrism B. - Distinctions between elements of reasoning are _____ not _____. A. Absolute/Relative B. Relative/Absolute C. Subjective/Objective D. Objective/Subjective Bringing significant ideas and knowledge into the mind and being able to apply them, sy...

2 Components in Strategic Thinking - 1-Identification 2-Intellectual Action 3 functions of the mind - 1-thinking 2-feeling 3-wanting 3 kids of implications that may be involved in any situations - possible, probably, necessary 3 types of questions - 1-questions of facts 2-questions of preference 3-questions of judgement 9 Fundamental Intellectual Standards - 1-Clarity 2-Accuracy 3-Relevance 4-Logic 5-Breadth 6-Precision 7-Significance 8-Fairness 9-Depth Absolute Number - the to...

"Is basketball or ice hockey more fun to watch?" is a: - Question of preference "Reasoning can only be as sound as the ________________ it is based on." - Information 3 approaches to sources of information - 1. Inert Information 2. Activated Ignorance 3. Activated Knowledge 5 foundations for ethical thinking - 1. We cannot pick and choose our ethical principles subjectively. 2. If we are reasonable, we should respect clear-cut ethical principles. 3. We must learn how to apply ethical...

- Analogy: Drawing a comparison between 2 things in order to show a meaningful resemblance between them. It implies that if 2 things are alike in one respect, they will be alike in other respects - Intuition: A hunch, "gut feeling," or premonition - Personal observation: What we see first hand - Appeal to authority: Justifying a position by citing an expert or authority who supports it - Case example: A detailed account of a person or event; a striking or dramatic anecdote - Testimonial:...