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NC LIFE insurance state exam questions and answers 100% pass CREDIT LIFE a special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. BUY-SELL AGREEMENTS a legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled. Otherwise known as a business continuation agreement INSURABLE INTEREST to purchase insurance the policy owner must face the possibility ...

NC Life insurance state exam study guideline already graded A+ Term Insurance Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...

NC Life Insurance Practice Exam Questions and Answers Already Passed All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ...

NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or...

ICS 100c final exam The Whole Community approach refers to different organizations within the Federal Government False Which NIMS Management Characteristic is necessary for achieving situational awareness and facilitating information sharing? B. Integrated Communications Which NIMS Management Characteristic refers to personnel requested through appropriate authorities and established resource management systems? A. Dispatch/ Deployment Qualification, Certification, and Cred...

ICS 300 Final Exam Q & A Verified 100% Correct!! What NIMS component focuses on the Incident Command System, Emergency Operations Centers, Multiagency Coordination Groups, and the Joint Information System? Command and Coordination When there is an orderly line of authority and reporting relationships within the ranks of an organization, the organization is said to have a _____. Chain of Command What Incident Management role provides strategic direction and delegates the authority n...

ICS 300 Review Questions And Answers Rated 100% Correct!! The Incident Command System (ICS) is? Standardized, on-scene, all-risk, incident management concept. ICS is the result of decades of lessons learned in the organization and management of emergency incidents. Designers of the system recognized early that ICS must be interdisciplinary and organizationally flexible to meet the following management challenges 1. Meet the needs of the incidents of any kind or size 2. Be usable for rou...

ICS 300 Test Review Questions With Correct Answers. Why must Personnel and Logistical support factors be considered in determining tactical operations? A. The lack of logistical Support can mean the difference between success and failure B. knowing resources in logical support prior to investing time on tactical strategies that may not even be achievable C. lack of resources could require a reassessment of tactical and strategy D. All the Above all of the above In what meeting are the...

ICS 300 Final Exam The National Incident Management System (NIMS): Mandates the use of ICS standardized features and structures. (Blank) means that each individual involved in incident operations will be assigned to only one supervisor. Span of Control Select the TRUE Statement A Deputy may be assigned to support a Branch Director within the Operations Section. The organizational elements at the incident that can order resource include the: Incident commander Logistic sectio...

ICS 300 Final Exam What NIMS component focuses on the Incident Command System, Emergency Operations Centers, Multiagency Coordination Groups, and the Joint Information System? Command and Coordination When there is an orderly line of authority and reporting relationships within the ranks of an organization, the organization is said to have a _____. Chain of Command What Incident Management role provides strategic direction and delegates the authority needed to accomplish the inciden...