Reinstatement provision Study guides, Class notes & Summaries

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Colorado Health Insurance Exam Questions with correct Answers Popular
  • Colorado Health Insurance Exam Questions with correct Answers

  • Exam (elaborations) • 7 pages • 2023
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  • Mandatory Uniform Provisions - Answer- Must be included in every individual accident policy, no additional provisions may be included which otherwise restrict or modify a uniform provision, designed to protect the insured's interest Entire Contract Clause- Mandatory Uniform - Answer- Includes the policy and provisions, c a copy of the application and any riders, waivers, or endorsements Time Limit on Certain Defenses-Mandatory Uniform - Answer- No statement or misstatement may be contested after...
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DE MPJE QUESTIONS AND ANSWERS 2023 Popular
  • DE MPJE QUESTIONS AND ANSWERS 2023

  • Exam (elaborations) • 25 pages • 2023 Popular
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  • DE MPJE QUESTIONS AND ANSWERS 2023 how many intern hrs needed for pharmacist licesnure? 1500 - 1000 from hospital and retail - 500 from other areas what is the max amount of opioids a practitioner can prescribe outpatient to an adult patient for the first time or to a minor? 7 days supply Controlled substance authority for NPs can prescribe, administer, dispense, and procure C2-C5 definition of dispensing the interpretation, evaluation and implementation of a prescrib...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
  • NC Life Insurance Exam Prep Questions and Answers Already Passed

  • Exam (elaborations) • 38 pages • 2023
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  • NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insu...
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Life and Health Insurance Exam (Missouri) with Verified Solutions
  • Life and Health Insurance Exam (Missouri) with Verified Solutions

  • Exam (elaborations) • 22 pages • 2023
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  • Life and Health Insurance Exam (Missouri) with Verified Solutions Insurance policies are considered aleatory contracts because: 1)they are take it or leave it contracts 2)both parties consent to the contract 3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value K failed to pay a renewal premium within the time gra...
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Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified
  • Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified

  • Exam (elaborations) • 14 pages • 2023
  • Insurance policies are considered aleatory contracts because: 1)they are take it or leave it contracts 2)both parties consent to the contract 3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud - ANS - Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value K failed to pay a renewal premium within the time granted by the insurer. K then sends in a payment which the...
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
  • PSI Practice Exam - Life Insurance Questions and Answers Rated A+

  • Exam (elaborations) • 31 pages • 2023
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  • PSI Practice Exam - Life Insurance Questions and Answers Rated A+ For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the following? 1. age 2. cost of care 3. policy value 4. premium cost 1 The group conversion option is allowed for all of the following EXCEPT 1. termination of the master policy . 2. loss of group coverage due to termination of employment. 3. upon the loss of eligibility on the part of a class of insureds. ...
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Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages
  • Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages

  • Exam (elaborations) • 22 pages • 2023
  • What is it called when a life insurance policy pays a multiple of the coverage amount when certain types of accidents occur? - multiple indemnity Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - 30 days Which of the following statements regarding a pure life annuity payout option is correct? - This option provides the highest monthly income. Which o...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
  • Texas Life and Health Insurance Exam (question and answers) 2022/2023

  • Exam (elaborations) • 19 pages • 2022
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  • At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application Who elects the governing body of a mutual insurance company? - ANSWER policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)
  • Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)

  • Exam (elaborations) • 23 pages • 2023
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  • Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+). Which of the following actions is NOT possible with a Universal Life policy? - Correct Answer-Premiums may be applied as a credit against income tax Which of the following will a Long Term Care plan typically provide benefits for? - Correct Answer-home health care Which health policy clause stipulates that an insurance company must attach a copy of the application to the policy to ensure that...
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Texas Life Insurance Exam Questions and Answers with complete solutions
  • Texas Life Insurance Exam Questions and Answers with complete solutions

  • Exam (elaborations) • 10 pages • 2022
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  • Insurance (General concept) - ANSWER - transfers the risk of loss from an individual to an insurer - based on the principle of indemnity - based on the principle of risk (risk pooling) insurable interest (General Concept) - ANSWER - must exist at the time of the application - insuring one's own life, family member, or a business partner Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements - buyer's guide is generic information abo...
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PSI Life, Accident, and Health Practice Exam 2024
  • PSI Life, Accident, and Health Practice Exam 2024

  • Exam (elaborations) • 6 pages • 2023
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  • A group conversion option may be used in all the following instances EXCEPT - a life-changing event, such as marriage, divorce, or childbirth. Which is the primary purpose of Health Reimbursement Accounts (HRAs)? - To assist covered employees with the payment of medical expenses on a high deductible plan funded through pre-tax contributions. All of the following are characteristics of variable whole life EXCEPT - there is no guaranteed minimum death benefit. When should a buy-sell agree...
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