Pertinen Study guides, Class notes & Summaries
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![West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025](/docpics/4922751/660f168c0e08e_4922751_121_171.jpeg)
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West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025
- Exam (elaborations) • 9 pages • 2024
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance 
 
Courses are approvedfor continu...
![Florida Statutes, Rules, and Regulations, Pertinent to Life Insurance Products Rated A+](/docpics/4267348/65a98834d4395_4267348_121_171.jpeg)
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Florida Statutes, Rules, and Regulations, Pertinent to Life Insurance Products Rated A+
- Exam (elaborations) • 15 pages • 2024
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Florida Statutes, Rules, and Regulations, Pertinent to Life Insurance Products Rated A+ Marketing Practices Insurance agents are required to be familiar with ALL Florida insurance regulations. 
The MOST important of these are: 
1. Florida Life Insurance Solicitation Law - details information and procedures required of agents and insurers when proposing life insurance to a prospective buyer. 2. The Florida Replacement Rule - establishes requirements and procedures that the agents and insurers MUS...
![Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed](/docpics/4885181/660a543d3e5da_4885181_121_171.jpeg)
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Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed
- Exam (elaborations) • 24 pages • 2024
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Virginia Laws and Rules Pertinent to 
Insurance Questions and Answers 
 
Already Passed 
 
All of the following are examples of insurance advertisement EXCEPT 
 
A) A direct mail brochure announcing specific Accident and Health insurance plans 
 
B) A newspaper notice announcing free insurance advice 
 
C) A television spot announcing an insurance company's new product 
 
D) An employer newsletter announcing the availability of coverage for employees D) An 
employee newsletter announcing the av...
![Laws and Rules Pertinent to Insurance Questions and Answers Already Passed](/docpics/4860406/6605885b8852c_4860406_121_171.jpeg)
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Laws and Rules Pertinent to Insurance Questions and Answers Already Passed
- Exam (elaborations) • 29 pages • 2024
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Laws and Rules Pertinent to Insurance 
Questions and Answers Already Passed 
 
A form of medical health insurance covering the treatment and care of gum disease is called: 
Medicaid 
Major Medical 
Franchise health policy 
Dental expense insurance Dental expense insurance 
 
In South Carolina, what is the MAXIMUM length of time an insurer can defer payment of a cash 
surrender value of an annuity? 
6 months 
 
12 months 
18 months 
 
24 months 6 months 
 
When can a policy no longer be cancelled...
![West Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed](/docpics/4916282/660e6fe776954_4916282_121_171.jpeg)
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West Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed
- Exam (elaborations) • 20 pages • 2024
- Available in package deal
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West Virginia Laws and Rules Pertinent 
to Insurance Questions and Answers 
 
Already Passed 
 
The West Virginia Insurance Commissioner attains office in which of the following ways? 
Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are 
personally invited to apply on the basis of the offer is known as what type of solicitation? 
Direct response 
 
When a producer is soliciting a client to effect a contract of i...
![Virginia Laws and Rules Pertinent to Insurance](/docpics/3848492/65562377a8067_3848492_121_171.jpeg)
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Virginia Laws and Rules Pertinent to Insurance
- Exam (elaborations) • 11 pages • 2023
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- $12.49
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All of the following are examples of insurance advertisement EXCEPT 
 
A) A direct mail brochure announcing specific Accident and Health insurance plans 
 
B) A newspaper notice announcing free insurance advice 
 
C) A television spot announcing an insurance company's new product 
 
D) An employer newsletter announcing the availability of coverage for employees - Answer- D) An employee newsletter announcing the availability of coverage for employees 
 
Under the ACA, health coverage is provided...
![WEST VIRGINIA LAWS AND RULES PERTINENT TO INSURANCE](/docpics/5524647/665e24e086caa_5524647_121_171.jpeg)
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WEST VIRGINIA LAWS AND RULES PERTINENT TO INSURANCE
- Exam (elaborations) • 9 pages • 2024
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- $12.49
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Answer-Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Answer-Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - Answer-transacting insurance 
 
Courses ar...
![Wisconsin Laws and Rules Pertinent to Life and Health Insurance Questions and Answers Latest Update Already Passed](/docpics/4928153/660fdeb8869ef_4928153_121_171.jpeg)
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Wisconsin Laws and Rules Pertinent to Life and Health Insurance Questions and Answers Latest Update Already Passed
- Exam (elaborations) • 29 pages • 2024
- Available in package deal
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Wisconsin Laws and Rules Pertinent to 
Life and Health Insurance Questions and 
Answers Latest Update Already Passed 
 
In regards to technology and the ACA, which of the following statements is correct? States 
which operate with an Exchange must offer an internet-based portal 
 
Health providers are compensated by a preferred provider organization (PPO) for normal dental 
procedures by what means? Decreased fee schedules 
 
An insured's statement of a policy's benefits which is to be used in...
![Ch.18 Michigan Laws and Rules Pertinent to Insurance Questions and Answers Already Passed](/docpics/4593629/65da525c13b2c_4593629_121_171.jpeg)
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Ch.18 Michigan Laws and Rules Pertinent to Insurance Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
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Ch.18 Michigan Laws and Rules 
Pertinent to Insurance Questions and 
 
Answers Already Passed 
 
The act of using misrepresentation to induce an insured person to terminate an existing policy 
and purchase a new policy is referred to as 
 
twisting 
subrogation 
a life settlement 
 
coercion Twisting 
 
Providing incorrect, misleading, incomplete, or materially untrue information in the license 
application is 
 
forgery 
coercion 
 
embezzlement 
 
misrepresentation Misrepresentation 
 
In the ...
![Florida Laws and Rules Pertinent to Insurance Ch. 8 Already Passed](/docpics/4267780/65a9938ccb3e4_4267780_121_171.jpeg)
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Florida Laws and Rules Pertinent to Insurance Ch. 8 Already Passed
- Exam (elaborations) • 13 pages • 2024
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Florida Laws and Rules Pertinent to Insurance Ch. 8 Already Passed 
How many hours of continuing education must a newly licensed agent complete every two years 24 
A variable life insurance agent must be licensed and appointed as a life and variable contract agent, as well as a(n) broker dealer 
Which of the following documents must an agent submit to the replacing insurance company during the replacement of an existing life insurance policy? Notice to existing and replacing insurers of intentio...
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