Liability coverage Study guides, Class notes & Summaries
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Florida 4-40 test Questions And Answers
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Transferring the risk to an insurance company is known as what? - Answer- Insurance 
 
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement 
 
George and Sandy only home which was damaged by fire who has insurable interest - Answer- George and Sandy 
 
What is the most common loss settlement valuation in the property policies? - Answer- Actual cash value 
 
The insurance...
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Property and Casualty Insurance - Final Exam Questions and Answers 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Tem...
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 
 
What is the failure to use that degree of care which n ordinary person of reasonable prudence would use under similar circumstances? - ANSWER- Negligence 
 
What is a situation involving a person other than an insured? - ANSWER- Third Party Loss 
 
What is the responsibility to another for one's negligence? - ANSWER- Liability 
 
Mary has a homeowner's policy. Her Coverage A limit of li...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
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CIC Commercial 
Multiline Exam 
Identify and describe the three primary purposes of excess liability/umbrella policies 
(LO1) - ANSWER 1. Provide additional limits that are excess over underlying limits of 
insurance 
2. Provide primary coverage when underlying poliy does not respond beacuse its 
aggregate limits of insruance are exhausted. 
3. Provide broader coverage than the exsiting underlying insurance 
excess liability coverage forms and commercial umbrella liability policy - ANSWER 1...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 CORRECT ANSWER c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the d...
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CPCU 552, CP&L FINAL EXAM 2023 WITH 100% VERIFIED ACCURATE ANSWERS
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Railroad owners commonly require contractors to purchase a Railroad Protective Liability Coverage Form. Which one of the following statements about this form is true? - correct answerOne of the coverage limits applies to physical damage to property owned by or leased or entrusted to the railroad 
 
Which one of the following statements about the general aggregate limit under a Commercial General Liability (CGL) Coverage Form is true? - correct answerIt is reduced by an claims paid for medical pa...
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NJ Health and Accident Questions and Answers 100% Pass
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NJ Health and Accident Questions and 
 
Answers 100% Pass 
 
In what form do disability income policies typically pay benefits Periodic income 
 
The Mandatory health policy provision states that the policy, including endorsements and 
attached papers, constitutes The entire insurance contract between the parties 
 
The entire contract includes the actual policy and the application 
 
employer sponsored group health insurance provides coverage for which of the following 
Alcoholism 
 
The term w...
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ANCC FNP Boards Exam (2023/ 2024) | Questions and Verified Answers | Latest Update| Graded A 100% Correct
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ANCC FNP Boards Exam (2023/ 2024) | Questions and Verified Answers | Latest Update| Graded A 100% Correct 
 
1.	Your patient has a superficial skin lesion that is elevated. It is less than 1 cm in diameter and it is filled with serous fluid. Which of the following skin lesions is this? 
 
 
 
~	Answer: vesicle 
 
 
 
2.	The nurse practitioner will need to be aware of infectious diseases and the concerns regarding the recognition and management of them. Which of the following is important regardi...
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Georgia Adjuster Exam Questions and Answers Already Passed
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Georgia Adjuster Exam Questions and Answers Already Passed 
An insured's business is damaged because of a fire and he is forced to close business temporarily for repairs. As a result the insured lost income. What type of loss is this? Consequential also known as Indirect Loss 
The insured crashes into a porch and the person sitting on the porch. The person on the porch is injured. The insured's insurance policy has a limit set at $500,000. This amount applies to the total of damages for any bo...
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Florida Insurance 20-44 Exam Study Guide
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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