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NJ Health and Accident Questions and Answers 100% Pass $9.99   Add to cart

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NJ Health and Accident Questions and Answers 100% Pass

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  • NJ Health And Accident

NJ Health and Accident Questions and Answers 100% Pass In what form do disability income policies typically pay benefits Periodic income The Mandatory health policy provision states that the policy, including endorsements and attached papers, constitutes The entire insurance contract betw...

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  • March 12, 2024
  • 19
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
  • NJ Health and Accident
  • NJ Health and Accident

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NJ Health and Accident Questions and Answers 100% Pass In what form do disability income policies typically pay benefits ✔✔Periodic income The Mandatory health policy provision states that the policy, including endorsements and attached papers , constitutes ✔✔The entire insurance contract between the parties The entire contract includes the actual policy and the ✔✔application employer sponsored group health insurance provides coverage for which of the following ✔✔Alcoholism The term which describes the fact that both parties of a contract may not receive the same value is referred to as ✔✔Aleatory Tom has a home health care benefit and is confined to his home. Which of these is NOT typically covered ✔✔Full-time nursing care A Medicare Supplement policy can be cancelled by the insurer for ✔✔Nonpayment Credit Accident and Health plans are designed to ✔✔help pay off existing loans during periods of disability A payment system for health care in which the provider is paid for each service given is called ✔✔fee-for-service An insurance company ONLY pay a sales commission to ✔✔individuals licensed by the state Ken is a producer who has obtained Consumer Information Reports under false pretenses. Under the Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? ✔✔$5000 and 1 year imprisonment A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay ✔✔100% of the billed amount What is the maximum fine for a producer violating an NJ insurance law for the first time? ✔✔$5000 A licensed producer is required to file notice to any changes of address within how many days ✔✔30 days Jonas has disabili ty insurance through his employer. The employer pays 75% of the premium, and Jonas pays the other 25%. What is Jonas's tax liability for any benefits paid from the disability plan? ✔✔Taxes must be paid on 75% of the benefits received After an insured give s notice of loss, what must he/she do if the insurer does not furnish forms? ✔✔File written proof of loss Which of the following is an example of the insured's consideration? ✔✔A paid premium A(n) _______ insurance company is one that was formed under the laws of a state other than NJ ✔✔Foreign

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