Accidental death benefits Study guides, Class notes & Summaries
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Missouri Life and Health Exam Questions and Answers 100% Pass
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? amo...
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New York Life Insurance Exam Questions and Answers 100% Correct
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New York Life Insurance Exam Questions and Answers 100% CorrectNew York Life Insurance Exam Questions and Answers 100% CorrectAccelerated Benefits - ANSWER-Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits - ANSWER-A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance - ...
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Florida 2-15 Final Exam
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When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - Answer- Estate conservation 
 
In group insurance, the primary purpose of the Coordination of Benefits provision is to - Answer- Prevent overinsurance 
 
Which of the following statements is NOT true regarding health insurance policy provisions? - Answer- All additional provisions written by insurers are cataloged by their respective states. 
 
The policyowner has an option to pledge the lif...
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023.
- Exam (elaborations) • 42 pages • 2023
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023. 
 
 
Dividends if declared are paid: 
 
A. Annually 
B. Semi-annually 
C. Monthly 
D. Quarterly - A. Annually 
 
An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? 
 
A. Return of Cash Value 
B. Term to age 100 
C. Return of Premium 
D. Waiver of Premium - C. Return of Premium ...
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions
- Exam (elaborations) • 31 pages • 2023
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions Accelerated Benefits Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses 
Accidental death benefits a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death 
accidental death insurance an insurance policy that provides payment if the insureds death is th...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
- Exam (elaborations) • 19 pages • 2022
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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Maryland life and health insurance exam questions and answers already passed
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Maryland life and health insurance exam questions and answers already passed 
Which of the following regulates the quality of care provided by a health maintenance organization (HMO)? Secretary of the department of health and mental hygiene. 
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is called an blank, blank marketing system. Direct response 
An insurer is life insurance premium rate must be the same for all individuals In the same risk class wit...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 15 pages • 2024
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)
- Exam (elaborations) • 23 pages • 2023
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+). Which of the following actions is NOT possible with a Universal Life policy? - Correct 
Answer-Premiums may be applied as a credit against income tax 
Which of the following will a Long Term Care plan typically provide benefits for? - 
Correct Answer-home health care 
Which health policy clause stipulates that an insurance company must attach a copy of 
the application to the policy to ensure that...
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Illinois Life & Health Insurance Exam
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Illinois Life & Health Insurance Exam