Wfg Study guides, Class notes & Summaries
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WFG LICENSE EXAM (LIFE, INSURANCE, ACCIDENT)
- Exam (elaborations) • 10 pages • 2024
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WFG LICENSE EXAM (LIFE, INSURANCE, ACCIDENT)
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WFG Life Insurance | Questions with 100% Correct Answers | Latest Update | Verified
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WFG Life Insurance | Questions with 
100% Correct Answers | Latest Update | 
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WFG Questions with 100% Correct Answers
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WFG Questions with 100% Correct Answers 
If an agent fails to obtain an applicant's signature on the application, the agent must - 
Correct Answer ️️ -Return the application to the applicant for a signature 
Why should the producer deliver the policy when the first premium has already been 
paid? - Correct Answer ️️ -To help the insured understand all aspects of the contract. 
Most agents try to collect the initial premium for submission with the application. When 
an agent collects the...
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WFG Certification Test | 330 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 31 pages • 2023
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WFG Certification Test | 330 Questions with 100% Correct Answers | Latest Update | Verified 
1. An insurer enters into a contract with a third party to insure itself against losses from insurance policies it issues. What is this agreement called? - Reinsurance 
An insurer owned by its policyholders is called a - Mutual insurer 
AAA insurance company has transferred a portion of it's loss exposure to BBB insurance company. In this reinsurance transaction, what is AAA insurance called - Primary i...
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WFG License Practice Questions and Answers 100% Verified and Updated
- Exam (elaborations) • 19 pages • 2024
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WFG License Practice Questions and Answers 
100% Verified and Updated 
If the insured has a terminal illness, which provision would allow him or her to access a 
portion of the policy death 
benefit prior to death? - Correct Answer ️️ -Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities 
Act) EXCEPT: - Correct Answer ️️ -Driving 
An insurer selling without a license would be guilty of which of the following? - Correct 
Answ...
Too much month left at the end of the money?
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WFG EXAM with Questions & 100% Correct Answers
- Exam (elaborations) • 89 pages • 2024
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Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is 
considered a "contributory" plan 
d. No less than 75% of the eligible employees must elect to participate in the plan if it is 
considered a "no...
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WFG LIFE INSURANCE QUESTIONS AND ANSWERS
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WFG LIFE INSURANCE QUESTIONS AND ANSWERS
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WFG final EXAM with Questions & 100% Correct Answers
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John owns an insurance policy that gives him the right to share in the insurer's surplus. What 
kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - "Losses du...
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WFG Exam Prep Questions | 100 Questions with 100% Correct Answers | Latest Update | Verified
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WFG Exam Prep Questions | 100 Questions 
with 100% Correct Answers | Latest Update | 
Verified
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WFG Final Exam Questions and Answers 100% Correct
- Exam (elaborations) • 169 pages • 2024
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WFG Final Exam Questions and 
Answers 100% Correct 
John owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - Correct Answer ️️ -"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are elimi...
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