Insurance Study guides, Class notes & Summaries
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
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Ohio Health Insurance Exam Questions and Answers 100% Correct
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Ohio Health Insurance Exam Questions and Answers 100% Correct 
Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts of coverage at predetermined times without requiring to provide evidence of insurability. What kind of rider is this? 
A.) Guaranteed insurability rider 
B.) Additional coverage rider 
C.) Paid-up option rider D.) Extended insurability rider Guaranteed insurability rider 
All of the following are included as part of...
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Florida 2-15 Insurance Questions And Answers
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In the insurance business, risk can best be defined as: 
 
A. sharing the possibility of a loss 
B. uncertainty regarding the future 
C. uncertainty regarding financial loss 
D. uncertainty regarding when death will occur - Answer- C. The concept of insurance developed from the need to minimize the adverse effects of risk associated with the probability of financial loss. 
 
Which of the following risks is insurable? 
 
A. pure risks 
B. gambling 
C. speculative risks 
D. investing - Answer- A....
Too much month left at the end of the money?
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Test Bank for Fordneys Medical Insurance and Billing 16th Edition Smith / All Chapters 1-20 / Full Complete 2023 - 2024
- Exam (elaborations) • 162 pages • 2023
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Test Bank for Fordneys Medical Insurance and Billing 16th Edition Smith / All Chapters 1-20 / Full Complete 2023 - 2024
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NJ Title Insurance Exam Questions And Answers With Verified Solutions
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NJ Title Insurance Exam Questions And Answers With Verified Solutions 
 
NJ Title Insurance Exam Questions And Answers With Verified Solutions
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Ohio Health and life insurance exam with 100% correct answers
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Ohio Health and life insurance exam with 100% correct answers
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Florida Insurance 20-44 Exam Study Guide
- Exam (elaborations) • 33 pages • 2023
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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NJ Property/ Casualty Insurance Exam 2024 with 100% correct answers
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Why was the commercial Insurance Deregulation Act Created? - correct answer To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - correct answer Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - correct answer 30 days before 
 
What losses are excluded from flood insurance? ...
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