Perils Study guides, Class notes & Summaries
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
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Pearson VUE: Property Insurance Practice Exam Already Passed
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Pearson VUE: Property Insurance Practice Exam Already Passed 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
A. $100,000 
B. $90,000 
C. $80,000 
D. $20,000 C 
The MAXIMUM amount a policy will pay in the event of a loss is ca...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called 
 
Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This ...
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PRIMERICA LIFE INSURANCE EXAM 2024 |Question and Answer| 100% Correct
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PRIMERICA LIFE INSURANCE EXAM 
2024 |Question and Answer| 100% 
Correct 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend 
check from the insurance company that was not taxable. This year, she did not receive a 
check from the insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock *Ans* A. mutual 
funds not paid out after paying claims and other operating costs are r...
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Exam Fx Life and Health Tip Sheet Questions With Complete Solutions
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Perils correct answer: the cause of loss 
 
Policy Owner correct answer: the person who has the rights and privileges in the policy 
 
Risk correct answer: Uncertainty or chance of loss 
-Pure Risk(Insurable) 
-Speculative(Uninsurable) 
 
Insured correct answer: the person covered by the insurance policy 
 
insurer correct answer: a company that issues an insurance policy 
 
Law of large numbers correct answer: the larger the number of people with the same exposure to loss, the more predic...
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Exam FX Insurance Practice Exam Questions | 120 Questions with 100% Correct Answers | Updated & Verified
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The causes of loss insured against in an insurance policy are known as - Perils 
Before an insurer will pay any loss under a policy, what is usually required from the insured? - 
Proof of loss 
An insured works outside the home. The insured's sister lives with him and cares for his four 
children. When the insured's home is severely damaged by fire, the family moves into an 
apartment while repairs are being made. The largest apartment available in the area has two 
bedrooms, so the insured's...
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Florida All Lines Claims Adjuster Exam | Questions with 100% Correct Answers | Verified | Updated 2024
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compe...
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RMIN 4000 Test 1 Brown UGA Questions and Answers 100% Verified
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RMIN 4000 Test 1 Brown UGA 
Questions and Answers 100% Verified 
Exposures things of value (assets) that could be lost 
Perils things that cause injury or loss 
risk a calculated possibility of a negative outcome 
Frequency the number of losses (such as fire or theft) that occur within a specified time 
period. aka the probability of a loss 
Severity the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much 
does it cost when the loss does occur? 
Hazard a conditio...
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Texas all lines adjuster exam 378 Questions with 100% Correct Answers LATEST UPDATES 2023
- Exam (elaborations) • 36 pages • 2023
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Texas all lines adjuster exam 378 Questions with 100% Correct Answers LATEST UPDATES 2023 
All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - correct answers-While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. 
 
Which of the following statements is NOT TRUE regarding the implie...
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NC Personal Lines License Exam With All Correct Answers 2024.
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DP-1 - Answer Basic Form Perils 
 
DP-2 - Answer Broad Perils 
 
DP-3 - Answer Special Form (All Risk Of Perils) 
 
DP Coverage A - Answer Dwellings (Direct Loss) 
 
DP Coverage B - Answer Other Structures/Appurtenants (Direct Loss) 
 
DP Coverage C - Answer Personal Property (Direct Loss) 
 
DP Coverage D - Answer Fair Rental Value (Indirect Loss) 
 
DP Coverage E - Answer Additional Living Expenses (Indirect Loss) 
 
What is the Deductible unless for Coverage D and E and Fire S...
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