Accident Study guides, Class notes & Summaries
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NYS Life, accident, and health insurance Exam Questions with verified Answers
- Exam (elaborations) • 40 pages • 2023
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NYS Life, accident, and health insurance Exam Questions with verified Answers 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? How many days notice does the ACA require insurers to give before rescinding coverage? 
A signed good health statement may be requested by a life producer at the time of 
Carol purchases a whole life policy that provides a choice of dividend options. This policy is req...
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PSI Life, Accident, Health Practice Exam Questions AND ANSWERS| GRADED A| 39 PAGES(210 QUESTIONS)
- Exam (elaborations) • 39 pages • 2022
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Which is an ACCURATE statement regarding benefits of Medicare supplement and Medicare select plans? 
 
1 
The insurer is able to cancel, or deny renewal of an existing policy, based solely on the health of the insured. 
2 
There is no restriction for benefits after the coverage has been in effect for six months when involving a preexisting condition. 
3 
The coverage for a loss from an illness or disease is treated differently than for a loss resulting from an injury due to an accident. 
4 
The ...
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PSI - NY Life, Accident and Health Practice Exam 17-55, Questions and Answers 2024 Graded
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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Free Look 
 
When will a policy pay on a UCR basis? - When particular benefits are not listed on a payment schedule 
 
Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? - long term care rider 
 
Which of the following is exempt...
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PSI - NY LIFE, ACCIDENT AND HEALTH PRACTICE EXAM 17-55 | 75 QUESTIONS WITH COMPLETE SOLUTIONS | GRADED A+
- Exam (elaborations) • 75 pages • 2024
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PSI - NY LIFE, ACCIDENT AND HEALTH PRACTICE EXAM 17-55 | 75 QUESTIONS WITH COMPLETE SOLUTIONS | GRADED A+
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OCTOBER 2023 EXAMINATION ANSWERS - LAW OF DAMAGES LPL4802
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QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) 
Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the forklift as a motor vehicle for the purposes of claiming damages from the Road Accident Fund. Refer to the relevant case law and applicable legislation quo...
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Cerebral Vascular Accident (CVA) John Gates is a 59-year-old male -Answered
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Cerebral Vascular Accident (CVA) John Gates is a 59-year-old male -Answered 
History of Present Problem: 
John Gates is a 59-year-old male with a history of diabetes type II and hypertension who was at work when he had 
sudden onset of right-sided weakness, right facial droop, and difficulty speaking. He was transported to the emergency 
department (ED) where these symptoms continue to persist. It has been one hour from the onset of his neurologic 
symptoms when he presents to the ED. You are th...
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
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LPL4802 PORTFOLIO EXAM October November 2023
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LPL OCTOBER/NOVEMBER PORTFOLIO 100 % PASS 
 
 
QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 
2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 
as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the 
forklift as a motor vehicle for the purposes of claiming damages from the Road 
Accident Fund. Refer t...
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Accident And Health Insurance Exam Questions With 100% Correct Answers Latest.
- Exam (elaborations) • 38 pages • 2023
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Accident And Health Insurance Exam Questions With 100% Correct Answers Latest.
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
- Exam (elaborations) • 30 pages • 2024
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...