Damage clause Study guides, Class notes & Summaries
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2022-2023 Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS
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2022/2023 
Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS 
 
 
 
1.	PERILS: A CAUSE OF PROPERTY LOSSES UNDER AN INSURANCE CON- TRACT EX: WINDSTORM, HURRICANE, EXPLOSION, COLLAPSE OF BUILD- ING, VANDALISM, ACCIDENTAL DISCHARGE, AND THEFT 
2.	LAW OF LARGE NUMBERS: A FUNDAMENTAL CONCEPT IN STATISTICS 
AND PROBABILITY THAT DESCRIBES HOW THE AVERAGE OF A RANDOM- 
LY SELECTED LARGE SAMPLE FROM A POPULATION. IT BASICALLY RE- LIES ON THE PRINCIPLE THAT THE LARGER THE POOL, THE MORE PRE- DICTAB...
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Florida Claims Adjuster Exam 206 Questions with 100% Correct Answers 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Correct Answer -D. All listed interests Remember that the insurer is not 
responsible to know the degrees of interest. In the event of a loss, one payment is made by 
the insurer and it is up to the additional in...
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Champions Real Estate Finance Exam Questions and Answers 2023
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_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing 
 
The primary determinants of real estate values are supply and _____. - Answer- Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral 
 
Servicing includes which of the following activities? - Answer- Maintaining records of payment 
 
The monet...
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS 
Table of Contents 
New York Adjuster Exam Questions with 100% correct Answers 2023	2 
New York Adjuster Exam 2 Questions and Answers Graded A+ 2023	24 
New York Adjuster Exam 3 (+100 Questions and Answers 2023	34 
New York Adjuster Questions and Answers 2023	45 
NEW YORK insurance pretest (Adjusters) Questions and Correct Answers	47 
New York Adjuster 1 Questions and Answers	...
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified)
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified) 
NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified) 
 
Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause - ANSWER - The insurance premium is not shown in the conditions section of th...
And that's how you make extra money
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Pearson VUE: Property Insurance Practice Exam Already Passed
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Pearson VUE: Property Insurance Practice Exam Already Passed 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
A. $100,000 
B. $90,000 
C. $80,000 
D. $20,000 C 
The MAXIMUM amount a policy will pay in the event of a loss is ca...
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LPL4804 ASSIGNMENT 1 MEMO - SEMESTER 1 - 2024 UNISA – DUE DATE: - 8 MARCH 2024 (DETAILED ANSWERS WITH FOOTNOTES AND A BIBLIOGRAPHY - DISTINCTION GUARANTEED!)
- Exam (elaborations) • 11 pages • 2024
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LPL4804 ASSIGNMENT 1 MEMO - SEMESTER 1 - 2024 UNISA – DUE DATE: - 8 MARCH 2024 (DETAILED ANSWERS WITH FOOTNOTES AND A BIBLIOGRAPHY - DISTINCTION GUARANTEED!) 
 
QUESTION 1 
1.1. Discuss the liability of the registrar and the state for loss or damage suffered 
due to faulty information in the South African deeds register and explain how 
this relates to the positive and/or negative South African land registration 
system. 
 
(6) 
 
1.2. Explain to an irate client why there is approximately a 10...
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CPCU 551 Exam Questions Compilation
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CPCU 551 Exam Questions Compilation 
 
A building had been vacant for 60 days, and the insurer didn't know about it, when it sustained 
100K, 5K, and 1K losses due to windstorm, theft, and sprinkler leakage, respectively. What 
amount is covered under CPP? - 85K, 0, and 0. If a building is vacant for 60 or more 
consecutive days before the loss, they won't pay for any loss caused by vandalism, sprinkler 
leakage, building glass breakage, water damage, theft, or attempted theft... otherwise you...
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Florida Claims Adjuster Exam questions and answers 2023
- Exam (elaborations) • 26 pages • 2023
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Florida Claims Adjuster Exam questions and answers 2023Severability 
Insurance applies separately to each insured as if other insureds did not exist. 
 
 
 
Abandonment 
Property insurance policies usually contain a(n) __________ clause, stating the insured cannot dump damaged property on the insurer and demand its full value. 
 
 
 
Insurable Interest 
One wherein economic loss would be suffered from an adverse happening to the subject. 
 
 
 
Liberalization 
States that if the insurer adopts a...
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CM 2215 Coss Exam Questions & Answers Solved 100%
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what are the 4 most common injuries? - Answer 1. falls 
2. caught in 
3. struck by (head trauma) 
4. electrical 
 
(T/F) OSHA is required to provide and pay for most PPE (personal protection) - Answer true 
 
what are the 5 groups of OSHA standards? - Answer 1. general industry 
2. construction 
3. maritime 
4. agriculture 
5. record keeping 
 
each employer shall furnish employment free from recognized hazards (general duty clause) 
 
section? - Answer section 5 (a)(1) 
 
each employer shall...
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