Texas Life and Health Insurance Study guides, Class notes & Summaries
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FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass
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FINAL EXAM REVIEW - Texas life and health 
Questions and Answers 100% Pass 
If, at the time of an insured's death, the insurance company discovers that the insured's 
age was misstated on the application for life insurance, the company will most likely - 
Answer- pay the policy proceeds in the amount the premiums would have purchased at 
the insured's actual age 
The provision in a health insurance policy that suspends premiums being paid to the 
insurer while the insured is disabled is calle...
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Life & Health Insurance Exam Prep Questions and Answers 100% Pass
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Life & Health Insurance Exam Prep 
Questions and Answers 100% Pass 
Basic Medical Expense policies - Answer- Provide coverage for Hospital, Surgical and 
Physicians Medical Expense. 
-Purchased as a individual or group policy. 
-provide first dollar coverage (no deductibles). 
-limited benefit periods and low coverage limits. 
Major Medical Expense Policy - Answer- -A supplement (in addition) to Basic Medical or 
as a stand-alone policy. 
-individual or group policy. 
-Take over when the Basic P...
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Texas Life and Health Insurance Exam-with 100% verified solutions-2023-2024
- Exam (elaborations) • 6 pages • 2024
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Texas Life and Health Insurance Exam-with 100% 
verified solutions-
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TEXAS LIFE AND HEALTH INSURANCE EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| GRADED A+
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TEXAS LIFE AND HEALTH INSURANCE EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| GRADED A+
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Texas Life and Health Insurance BUNDLED Exams and Verified Solutions 2024 | 2025
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Texas Life and Health Insurance BUNDLED Exams and Verified Solutions 2024 | 2025. Insurance FX,
And that's how you make extra money
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2024 Texas Life and Health Insurance Exam Fx with Correct Solutions
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2024 Texas Life and Health Insurance Exam 
Fx with Correct Solutions 
In coinsurance, the larger the percentage that is paid by the insured... - Answer -the lower the required 
premium will be. 
What entity can legally bind coverage? - Answer -Insurer 
The provision which states that both the policy and a copy of the application form the contract between 
the policyowner and the insurer is called the - Answer -Entire contract 
In an individual LTC insurance plan, the insured is able to deduct th...
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Texas Life and Health Insurance Exam Fx 2024 with Verified Solutions
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Texas Life and Health Insurance Exam Fx 
2024 with Verified Solutions 
What is the purpose of the buyer's guide? 
A.To Allow the consumer to compare the costs of different policies 
B. To provide the name and address of the agent. 
C. to list all policy riders. 
D. To provide information about the policy. - Answer -A.To Allow the consumer to compare the costs of 
different policies 
Which of the following best describes the concept that the insured pays a small amount of premium for 
a large am...
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Texas Life and Health Insurance Exam with Correct Solutions 2024
- Exam (elaborations) • 10 pages • 2024
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Texas Life and Health Insurance Exam with 
Correct Solutions 2024 
Which of these characteristics is consistent with a Straight Life Policy? - Answer -Premiums are payable 
for as long as there is insurance coverage in force 
Which of the following are Equity Indexed annuities typically invested in? - Answer -S&P 500 
Which of the following does Social Security NOT provide benefits for? - Answer -Dismemberment 
An example of false advertising would be - Answer -An insurer exaggerating its divide...
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Texas Life and Health Insurance Exam Questions and Verified Solutions 2024
- Exam (elaborations) • 17 pages • 2024
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Texas Life and Health Insurance Exam 
Questions and Verified Solutions 2024 
At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit 
Reporting Act? - Answer -Upon completion of the application 
Who elects the governing body of a mutual insurance company? - Answer -policyholders 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character 
according to the - Answer -Fair Credit Reporting Act 
What type o...
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Texas life and health FINAL EXAM REVIEW with Verified Solutions Latest 2024 Update
- Exam (elaborations) • 10 pages • 2024
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Texas life and health FINAL EXAM 
REVIEW with Verified Solutions Latest 2024 
Update 
If, at the time of an insured's death, the insurance company discovers that the insured's age was 
misstated on the application for life insurance, the company will most likely - Answer -pay the policy 
proceeds in the amount the premiums would have purchased at the insured's actual age 
The provision in a health insurance policy that suspends premiums being paid to the insurer while the 
insured is disabled...
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