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![PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED](/docpics/4561912/65d606a2477e8_4561912_121_171.jpeg)
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
- Exam (elaborations) • 6 pages • 2024
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PSI: LIFE, ACCIDENT, AND HEALTH 
PRACTICE EXAM ALREADY PASSED 
Under the misstatement of age or gender provision, what happens if it is determined at death that 
the insured's age or gender was misstated on a life insurance policy application? - Answer ️️ - 
Benefits are adjusted to an amount that the premium would have purchased at the correct age or 
gender. 
Which of the following must be given to the insurer within 20 days after occurrence or 
commencement of any loss covered by the pol...
![PSI - NY Life, Accident and Health Practice Exam 17-55 Already Passed](/docpics/4561909/65d6066288a10_4561909_121_171.jpeg)
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PSI - NY Life, Accident and Health Practice Exam 17-55 Already Passed
- Exam (elaborations) • 6 pages • 2024
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PSI - NY Life, Accident and Health Practice 
Exam 17-55 Already Passed 
Which policy provision permits the policy owner to take a specified number of days to examine 
the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or 
costs? - Answer ️️ -Free Look 
When will a policy pay on a UCR basis? - Answer ️️ -When particular benefits are not listed on 
a payment schedule 
Which type of rider reimburses health and social service expenses incurred i...
![PSI life, accident, and health Exam](/docpics/4561907/65d6065f8830f_4561907_121_171.jpeg)
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PSI life, accident, and health Exam
- Exam (elaborations) • 17 pages • 2024
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PSI life, accident, and health Exam 
How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years 
D. At age 65 - Answer ️️ -2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to 
the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have 
premiums refunded 
C. an...
![PSI Insurance Exam Questions and Answers Rated A+](/docpics/4561906/65d6065c7f978_4561906_121_171.jpeg)
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PSI Insurance Exam Questions and Answers Rated A+
- Exam (elaborations) • 16 pages • 2024
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PSI Insurance Exam Questions and Answers Rated A+ 
What is it called when a life insurance policy pays a multiple of the coverage amount when 
certain types of accidents occur? - Answer ️️ -multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the 
time granted by the insurer, what is the maximum amount of time for reinstatement of the 
policy? - Answer ️️ -30 days 
Which of the following statements regarding a pure life annuity payou...
![PSI Practice Exam - Life Insurance Questions and Answers Rated A+](/docpics/4561901/65d60636c8c5d_4561901_121_171.jpeg)
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
- Exam (elaborations) • 17 pages • 2024
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PSI Practice Exam - Life Insurance 
Questions and Answers Rated A+ 
Age - Answer ️️ -For an individual long-term care policy there is an annual dollar limit for tax 
deductions that is based on which of the 
following? 
1. age 
2. cost of care 
3. policy value 
4. premium cost 
4 - Answer ️️ -The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligib...
![PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)](/docpics/4561899/65d60633bc139_4561899_121_171.jpeg)
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PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)
- Exam (elaborations) • 7 pages • 2024
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PSI EXAM QUESTIONS AND ANSWERS 
(2024/2025) (VERIFIED SOLUTIONS) 
During which period of a Disability Income Policy is coverage effective but during which no 
benefits will be paid under the policy? - Answer ️️ -Probationary period 
All of the following are common exclusions from loss found in disability income policies 
EXCEPT for that incurred while - Answer ️️ -commiting a misdemeanor 
What is the primary advantage for obtaining a reinstatement of a policy rather than obtaining a 
new...
![PSI Life Exam Questions and Answers 100% Pass](/docpics/4561897/65d605ea759e6_4561897_121_171.jpeg)
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PSI Life Exam Questions and Answers 100% Pass
- Exam (elaborations) • 9 pages • 2024
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PSI Life Exam Questions and Answers 100% Pass 
What kind of retirement plan can a 75-employee for profit corporation establish? - Answer ️️ - 
Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a 
nonqualified annuity is calculated using the - Answer ️️ -Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the 
following acts EXCEPT - Answer ️️ -failure to pay all claims that are reported wi...
![PSI Insurance Exam Questions and Answers 100% Pass](/docpics/4499371/65cc635d173c5_4499371_121_171.jpeg)
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PSI Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 10 pages • 2024
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PSI Insurance Exam Questions and 
Answers 100% Pass 
How can a licensee surrender any license for cancellation? -Answer-By submitting 
written notice or by delivering the license to the commissioner 
Practice Test Question: 6 All of the following are examples of misrepresentations that 
may not be made by an insurer, officer or agent thereof or an insurance broker or 
solicitor EXCEPT -Answer-the specific contract language 
ALL of the following are TRUE regarding the process to change the Califo...
![PSI Insurance Exam](/docpics/4401293/65bcb5a8bc435_4401293_121_171.jpeg)
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PSI Insurance Exam
- Exam (elaborations) • 17 pages • 2024
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PSI Insurance Exam
![PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)](/docpics/4330480/65b2a1e876592_4330480_121_171.jpeg)
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PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)
- Exam (elaborations) • 7 pages • 2024
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PSI EXAM QUESTIONS AND ANSWERS 
(2024/2025) (VERIFIED SOLUTIONS) 
During which period of a Disability Income Policy is coverage effective but during which no 
benefits will be paid under the policy? - Answer ️️ -Probationary period 
All of the following are common exclusions from loss found in disability income policies 
EXCEPT for that incurred while - Answer ️️ -commiting a misdemeanor 
What is the primary advantage for obtaining a reinstatement of a policy rather than obtaining a 
new...
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