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Property And Casualty Exam With Latest Solutions 2024
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Property And Casualty Exam With Latest Solutions 2024 
 
 
 
the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - correct 
 
which of the following coverages does an open peril policy provide? - correct s other than those specifically named as being excluded 
 
determine the actual cash value in the following situation: original price of office equiptment when purchased ...
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Property and Casualty Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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Property and Casualty Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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PSI CA Property and Casualty Practice Examination Questions and Answers 100% Correct
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PSI CA Property and Casualty Practice Examination 
Questions and Answers 100% Correct 
1 Can a lender, as a condition of making a loan, require that any insurance be placed 
through a particular insurance agent or broker? - Correct Answer ️️ -The loan recipient 
may always select a particular agent or broker of their choosing 
2 A claimant can be any of the following EXCEPT - Correct Answer ️️ -EXCEPT a 
person who is conducting an investigation of a claim on behalf of an insurer 
3 All ...
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Property and Casualty insurance exam Questions and Answers 100% Pass
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Property and Casualty Exam Questions and Answers 100% Pass
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Property and Casualty Exam Questions and 
Answers 100% Pass 
Bailee - Correct Answer ️️ -An individual or organization who has taken into its care, 
custody, and/or control the property of another for servicing, repair, or storage 
Hazard - Correct Answer ️️ -Something that increases the chance or likelihood of a 
loss occuring. 
(physical or moral or morale) 
Market Value - Correct Answer ️️ -A property policy provision that changes the 
valuation method otherwise applicable (ACV or...
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
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Property and Casualty Insurance EXAM 
Questions and Answers 100% Pass 
Specific insurance - Correct Answer ️️ -This type of insurance designates a particular 
item to be insured 
Blanket insurance - Correct Answer ️️ -This type of insurance covers more than one 
item of property at a single location or one more items of property at multiple locations. 
Speculative - Correct Answer ️️ -possibility of both gain and loss. Not insurable. 
Pure - Correct Answer ️️ -only the possibilit...
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Property & Casualty - Mike Russ Practice Test 100% Correct
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Property & Casualty - Mike Russ 
Practice Test 100% Correct 
Insurance broker means a person who, for compensation and on behalf of another 
person, transacts insurance other than life with, but not on behalf of, an insurer. 
True or False? - Correct Answer ️️ -False - An insurance broker is a specialist in 
insurance and risk management. Brokers act on behalf of their clients and provide 
advice in the interests of their clients. 
Transacting insurance includes: 
A. Execution of a contract ...
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PSI Exam Property and Casualty Questions and Answers 100% pass
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PSI Exam Property and Casualty 
Questions and Answers 100% pass 
All of the following are authorized activities for the limited lines automobile insurance 
agents EXCEPT if the agent - Correct Answer ️️ -Charges and collects a brokers fee 
for service 
Which of the following descries a contract of reinsurance? - Correct Answer ️️ -A first 
insurer issues insurance to compensate another insurer for losses on contracts issued 
by that second insurer 
A personal lines licensee is an agent-b...
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Property and Casualty Insurance Test Question Notes with 100% Correct Answers
- Exam (elaborations) • 10 pages • 2024
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Property and Casualty Insurance Test Question 
Notes with 100% Correct Answers 
What is a peril? - Correct Answer ️️ -A Peril is a cause of loss 
What is a hazard? - Correct Answer ️️ -Something that increases the chance of a loss 
What is the difference between a Moral hazard and a Morale Hazard? - Correct Answer ️️ 
-Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
What is the method of handling risk that involves a deductible? - Correct Answer ️️ - 
Re...
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Property & Casualty License Exam (Review) Questions and Answers 100% Correct
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Property & Casualty License Exam (Review) 
Questions and Answers 100% Correct 
A "personal lines" agent or broker is allowed to transact what type of insurance 
coverage? - Correct Answer ️️ -Noncommercial automobile and residential property. 
All of the following are PRINCIPLE rating factors in determining automobile insurance 
premiums EXCEPT: - Correct Answer ️️ -The zip code where the vehicle is housed. 
What is the primary function of The California Automotive Assigned Risk Plan 
...