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Ohio State Exam Life and Health Insurance Questions and Answers (2024 / 2025) (Verified Answers)
- Exam (elaborations) • 11 pages • 2024
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Ohio State Exam Life and Health Insurance 
Questions and Answers (2024 / 2025) (Verified 
Answers) 
Which of these is a method of determining the level of funds 
required for ongoing support in the event of the 
breadwinner's death? - CORRECT ANSWER Human life 
value 
Which of the following signatures is not required on an 
individual insurance application? - CORRECT ANSWER 
Insurer 
Insurance companies determine risk exposure by which of 
the following? - CORRECT ANSWER law of large num...
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Ohio State Exam Life and Health Insurance Questions and Answers (2024 / 2025) (Verified Answers
- Exam (elaborations) • 134 pages • 2024
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Ohio State Exam Life and Health Insurance 
Questions and Answers (2024 / 2025) (Verified 
Answers) 
Which of these is a method of determining the level of funds 
required for ongoing support in the event of the 
breadwinner's death? - CORRECT ANSWER Human life 
value 
Which of the following signatures is not required on an 
individual insurance application? - CORRECT ANSWER 
Insurer 
Insurance companies determine risk exposure by which of 
the following? - CORRECT ANSWER law of large num...
-
Ohio State Exam Life and Health Insurance Questions and Answers (2024 / 2025) (Verified Answers
- Exam (elaborations) • 15 pages • 2024
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- $15.49
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Ohio State Exam Life and Health Insurance 
Questions and Answers (2024 / 2025) (Verified 
Answers) 
Refund Life annuities - CORRECT ANSWER little risk. The 
insurance company promises to make a refund of the account 
balance if the auunitant dies before collecting it all 
Joint and Survivor Annuity - CORRECT ANSWER Pay survivor 
amount.. after first party dies usually reduced 
Joint lfie annuity - CORRECT ANSWER pay two people at the 
same time and payments stop entirely when the first part...
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OHIO STATE COMPONENT NFHS
- Exam (elaborations) • 3 pages • 2024
- Available in package deal
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OHIO STATE COMPONENT NFHS
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Ohio State Exam Life and Health Insurance authentic 100%(RATED A+)
- Exam (elaborations) • 6 pages • 2024
- Available in package deal
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What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
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Ohio State Exam Life and Health Insurance authentic 100%(RATED A+)
- Exam (elaborations) • 6 pages • 2024
-
- $12.99
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What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
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Ohio State Exam Life and Health Insurance authentic 100%(G	raded A+) Erica is 35 years old and owns an IRA. At what age can she begin to receive distributions without a tax penalty? - ANSWER 59 1/2v Erica is 35 years old and owns an IRA. At what age can s
- Exam (elaborations) • 6 pages • 2024
-
- $12.99
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What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
-
Ohio State Exam Life and Health Insurance authentic 100%(scored A+)
- Exam (elaborations) • 6 pages • 2024
-
- $10.99
- + learn more
What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
-
Ohio State Exam Life and Health Insurance authentic 100%(GRADED A+)Ohio State Exam Life and Health Insurance authentic 100%(GRADED A+)
- Exam (elaborations) • 6 pages • 2024
- Available in package deal
-
- $12.49
- + learn more
What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
-
Ohio State Exam Life and Health Insurance authentic 100%
- Exam (elaborations) • 6 pages • 2024
-
- $12.99
- + learn more
What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ANSWER Entire Contract 
 
Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ANSWER An S-Corp Owner with a greater than 2% share 
 
The reinstatement provision in a health insurance policy is - ANSWER mandatory 
 
A nonparticipating policy will - ANSWER not pay dividends 
 
Erica is 35 years old and owns an IRA. At what age can she begin to receive...
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