CQIB Study guides, Class notes & Summaries

CQIB - Banking Fundermentals Exam Questions With Correct Answers Superannuation Funds and Approved Deposit funds normally invest in which of the follow asset types Equities Deposits Property Debit Securities banks are highly leveraged institutions True Banks are price makers True What is a real and imminent threat within the payments industry Disintermediation What role do Banks play in society and the economy as a whole Facilitate the creation of money Act as a Financial Interme...

CQIB Mock Exam Questions With Correct Answers Which of the following is accurate regarding fiscal policy? Government spending and taxation that influences the economy. Who runs Superannuation funds? Trustees Which form of debt is a popular funding option due to taxation benefits that may be available for borrowers? Equipment leasing Which of the following roles do banks play in society and the economy as a whole? Facilitate the creation of money, act as a financial intermediary and co...

CQIB Study Cards Questions With Correct Answers. Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - answerThe Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - answerFirst Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property mark...

CQIB FINAL EXAM QUESTIONS WITH CORRECT ANSWERS Role of Banks - answer1. Act as financial intermediary between savers and borrowers. 2. Facilitates the creation of money. 3. Creates financial products and services. 4. Develops mechanisms for transferring money and making payments. 5. Contributes to the development of the economy. Debt Capital Markets - answerWhen a large company or government wants to finance a project, it may look to issue bonds to raise capital. An Investment bank woul...

Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property market in 1800s led to Banking crisis in 1893. What events occurr...

Three regulators of financial services industry: FMA, RBNZ, Commerce Commission CoFR FMA< RBNZ, Commerce Commission, Treasury, MBIE Does the CoFR have regulatory or policy decision making powers? No Is the CoFR statutory or non statutory non statutory Macro prudential risk Where the fragility of a bank or financial insto can affect the market or economy as a whole

CQIB Study Cards Questions With Correct Answers. Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - answerThe Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - answerFirst Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property market in 18...

CQIB Mock Exam Questions With Correct Answers Which of the following is accurate regarding fiscal policy? Government spending and taxation that influences the economy. Who runs Superannuation funds? Trustees Which form of debt is a popular funding option due to taxation benefits that may be available for borrowers? Equipment leasing Which of the following roles do banks play in society and the economy as a whole? Facilitate the creation of money, act as a financial intermediary and contribute to...

CQIB - Banking Fundermentals Exam Questions With Correct Answers Superannuation Funds and Approved Deposit funds normally invest in which of the follow asset types Equities Deposits Property Debit Securities banks are highly leveraged institutions True Banks are price makers True What is a real and imminent threat within the payments industry Disintermediation What role do Banks play in society and the economy as a whole Facilitate the creation of money Act as a Financial Interme...

CQIB Mock Exam Questions With Correct Answers Which of the following is accurate regarding fiscal policy? Government spending and taxation that influences the economy. Who runs Superannuation funds? Trustees Which form of debt is a popular funding option due to taxation benefits that may be available for borrowers? Equipment leasing Which of the following roles do banks play in society and the economy as a whole? Facilitate the creation of money, act as a financial intermediary and co...