Auto Damage Appraiser Study guides, Class notes & Summaries

New York State Auto Damage and Theft Quiz 17-71 Correctly Answered 2024/2024 Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - CORRECT ANSWER-Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The center p...

AUTO PHYSICAL DAMAGE BASICS Questions and Correct Solutions 2024 Actuator - Answer -Part of a computer system that makes physical adjustments to change how a system operates based on instructions it receives from the computer. Air Bag System - Answer -Safety system designed to prevent or reduce bodily injuries arising from auto accidents. When the car is involved in a collision of sufficient force, an inflatable cushion emerges within the passenger compartment that cushions the occupant's...

AUTO BODY STEEL, CROWNS, & DAMAGE Questions and Correct Solutions 2024 Types of body damage - Answer -Direct; Indirect; Minor; Major Direct Damage - Answer -Results in direct contact with an object. Holes, tears, gouges, and scratches are typical. Generally 10% of collisions result in direct damage Indirect Damage - Answer -Results from direct damage. Impact cause another panel to lift, buckle, or tear. Rear end collision may result in damage near middle of car Minor Damage - Answer -I...

AUTO DAMAGE APPRAISER EXAM with Correct Solutions 2024 Aftermarket Parts - Answer -Non OEM OEM - Answer -Original Equipment Manufacture VIN - Answer -Vehicle ID Number 17 Digits 10th digit tells year Last 6 digits ID's the car Found on Dashboard U Bolts - Answer -Attached the axle to the leaf springs Power Breaks - Answer -Gets power from the booster Differentials - Answer -Delivers power to the wheel CV Joint - Answer -Constant Velocity Joint Deliver power to the front wheels 4 o...

NEW YORK STATE PENAL LAW AND DEFINITIONS With Correct Solutions 2024 Offense - Answer -Conduct where a fine or term of imprisonment may be imposed. Every crime is an offense, but not every offense is a crime Traffic Infraction - Answer -Speeding, running a red light, driving on cell phone, etc. Violation - Answer -Offense, which you cannot be sentenced to more than 15 days Misdemeanor - Answer -A or B; can be sentenced 15-365 days Felony - Answer -AI - E; can be sentenced in excess of 1 y...

NY INDEPENDENT GENERAL ADJUSTER EXAM - SERIES 17-70 Questions and Correct Answers 2024 Dram Shop Liability refers to: - Answer -Liquor Law Liability. The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? - Answer -Neglect. To be eligible for the New York assigned risk auto plan a person must: - Answer -Hold a v...

AUTOMOTIVE DAMAGE APPRAISERS TEST Questions and Correct Solutions 2024 Authority of the Auto Damage Appraiser Licensing Board (M.G.L. C. 26 Sec. 8G; 212 CMR 2.01) - Answer -2.01: Scope of Regulations (1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare and safety by improving the quality and economy of the appraisal and repair of damaged motor vehicles. Any licensed appraiser, individual or corporate entitywho employs licensed appraisers shall be bo...

THE NEW YORK STATE PROPERTY AND CASUALTY EXAM Questions and Correct Solutions 2024 Ceding Insurer The insurer transferring the risk is called? Assuming insurer The insurer providing reinsurance to another insurance company is called? agent's contract with the principal because the principal grants authority to an agent through the agent's contract what documentation grants express authority to an agent? adhesion Insurance policies are not drawn up through negotiations, and an insure...

NEW YORK AUTO EXAM 17-66 STUDY GUIDE with Verified Solutions 2024 All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - Answer - To produce notes that will support a fraudulent denial of claims. . The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudulent record to deny a claim. Wh...

NEW YORK STATE PROPERTY AND CASUALTY INSURANCE EXAM with Verified Solutions 2024 Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - Answer -Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is general...

CHAPTER 10 PROPERTY DAMAGE AND INVASION with Correct Solutions 2024 vandalism - Answer -Sometimes considered a form of criminal mischief, willful or malicious acts intended to damage property. Computer Fraud and Abuse Act (CFAA) - Answer -Federal legislation that criminalizes various types of cybercrime surreptitious remaining - Answer -A person has lawful access to the property but then remains until he or she no longer does, and intends to commit a crime. hacking - Answer -Breaking int...