Arizona Accident and Health Exam with 100% correct answers 2025

When issuing disability income coverage on a substandard risk, an insurance company may raise the deductible shorten the benefit period raise the benefit limits reduce the premium correct answersshorten the benefit period The amount of a covered loss to be paid by the insured before a major medical expense policy begins to pay is called the out-of-pocket expense coinsurance percentage deductible amount usual, customary, and reasonable charges correct answersdeductible amount Which of the following health plans pay benefits on a pre-paid service basis? Medicare Medicaid Group medical expense plans HMO correct answersHMO Jonas has disability insurance through his employer. The employer pays 75% of the premium, and Jonas pays the other 25%. What is Jonas's tax liability for any benefits paid from the disability plan? Taxes must be paid on all benefits received No taxes are payable on any benefits received Taxes must be paid on 25% of the