WV Health Insurance Exam Questions With 100% Correct Answers 2024

The individual must be at least 65 years old. - Which statement regarding qualifications for Social Security disability benefits is NOT true? Divorce - Which of the following is considered a qualifying event under COBRA? Premiums are deductible and benefits are taxed - Regarding the taxation of Business Overhead policies, Adult Day Care - Which of the following long-term care benefits would provide coverage for care for functionally impaired adults on a less than 24-hour basis? Legal Benefit - Under worker's compensation, which of the following benefits are not included? Subrogation - A provision found in insurance policies which prevents the insured from collecting twice for the same loss is called A policy is issued to each insured individual - Which is NOT a characteristic of group health insurance? 100% - For group medical and dental expense insurance, what percentage of the premium paid by the employer is deductible as a business expense? Usual, customary, and reasonable - A medical expense policy that establishes the amount of benefit paid based upon the prevailing charges which fall within the standard range of fees normally charged for a specific procedure by a doctor of similar training and experience in that geographic area is known as Recurrent Disability Provision - Which provision states how much time must pass between two like illnesses in order for the second one to be covered under a new set of benefits?