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NASM EXAM 2024 WITH 100% CORRECT ANSWERS
NASM EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Subjective Information - correct answer Information that is gathered from a prospective client to give the health and fitness professional feedback regarding personal history such as occupation, lifestyle and medical background. 
 
Program Design - correct answer A purposeful system or plan put together to help an individual achieve a specific goal. 
 
Biomechanics - correct answer A study that uses principals of physics to quantitatively study how...
- Exam (elaborations)
- • 18 pages •
NASM EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Subjective Information - correct answer Information that is gathered from a prospective client to give the health and fitness professional feedback regarding personal history such as occupation, lifestyle and medical background. 
 
Program Design - correct answer A purposeful system or plan put together to help an individual achieve a specific goal. 
 
Biomechanics - correct answer A study that uses principals of physics to quantitatively study how...
NASM FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS
NASM FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS 
 
 
After leaving the left ventricle, blood enters which of the following structures? 
 
Select one: 
a. Superior vena cava 
b. Aorta 
c. Inferior vena cava 
d. Pulmonary artery - correct answer Aorta 
 
Which of the following joints is between the metacarpals and phalanxes? 
 
Select one: 
a. Condyloid 
b. Pivot 
c. Saddle 
d. Hinge - correct answer Condyloid 
 
According to continuing education requirements, which of the following is true?
- Exam (elaborations)
- • 31 pages •
NASM FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS 
 
 
After leaving the left ventricle, blood enters which of the following structures? 
 
Select one: 
a. Superior vena cava 
b. Aorta 
c. Inferior vena cava 
d. Pulmonary artery - correct answer Aorta 
 
Which of the following joints is between the metacarpals and phalanxes? 
 
Select one: 
a. Condyloid 
b. Pivot 
c. Saddle 
d. Hinge - correct answer Condyloid 
 
According to continuing education requirements, which of the following is true?
ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any out...
- Exam (elaborations)
- • 49 pages •
ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any out...
ARIZONA LIFE AND HEALTH FINAL EXAM 2024
ARIZONA LIFE AND HEALTH FINAL EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? - correct answer Can be unequal 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be? - correct answer Tax-deductible to the employer 
 
Kevin has an existing life insurance policy and assigns it to another insurer for a new contract. How would this transaction be...
- Exam (elaborations)
- • 24 pages •
ARIZONA LIFE AND HEALTH FINAL EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? - correct answer Can be unequal 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be? - correct answer Tax-deductible to the employer 
 
Kevin has an existing life insurance policy and assigns it to another insurer for a new contract. How would this transaction be...
ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - correct answer Give notice, explain, and allow opting out 
 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - correct answer 9:00 PM 
 
A health plan offered by private insurance companies is - correct answer Medicare Supplement 
 
Chris has a single major medical contract which...
- Exam (elaborations)
- • 23 pages •
ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - correct answer Give notice, explain, and allow opting out 
 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - correct answer 9:00 PM 
 
A health plan offered by private insurance companies is - correct answer Medicare Supplement 
 
Chris has a single major medical contract which...
ARIZONA LIFE AND HEALTH INSURANCE STATE EXAM 2024
ARIZONA LIFE AND HEALTH INSURANCE STATE EXAM 2024 
 
 
Which statement regarding the cash value of a whole life insurance policy is correct? - correct answer Available to the policyowner when the policy has been surrendered. 
 
Which of the following is NOT a valid contract exchange? - correct answer An annuity exchanged fora . life insurance policy. 
 
Interest is credited to a fixed annuity no lower than the - correct answer contract guaranteed rate 
 
Under the uniform mandatory provisions,...
- Exam (elaborations)
- • 14 pages •
ARIZONA LIFE AND HEALTH INSURANCE STATE EXAM 2024 
 
 
Which statement regarding the cash value of a whole life insurance policy is correct? - correct answer Available to the policyowner when the policy has been surrendered. 
 
Which of the following is NOT a valid contract exchange? - correct answer An annuity exchanged fora . life insurance policy. 
 
Interest is credited to a fixed annuity no lower than the - correct answer contract guaranteed rate 
 
Under the uniform mandatory provisions,...
ARIZONA LIFE INSURANCE ONLY STATE EXAM 2024
ARIZONA LIFE INSURANCE ONLY STATE EXAM 2024 
 
 
Regulations for variable insurance contracts are set by all of the following EXCEPT 
 
Securities and Exchange Commission 
Department of Insurance 
State securities authorities 
State attorney general's office - correct answer State attorney general's office 
 
Which of the following is associated with an immediate annuity? 
 
Tax-free benefit payments 
Installment premium payments 
Lack of an accumulation period 
Lump-sum benefit - correct ans...
- Exam (elaborations)
- • 20 pages •
ARIZONA LIFE INSURANCE ONLY STATE EXAM 2024 
 
 
Regulations for variable insurance contracts are set by all of the following EXCEPT 
 
Securities and Exchange Commission 
Department of Insurance 
State securities authorities 
State attorney general's office - correct answer State attorney general's office 
 
Which of the following is associated with an immediate annuity? 
 
Tax-free benefit payments 
Installment premium payments 
Lack of an accumulation period 
Lump-sum benefit - correct ans...
ARIZONA LIFE AND HEALTH FINAL EXAM 2024
ARIZONA LIFE AND HEALTH FINAL EXAM 2024 
 
The purpose of the 'No loss No Gain' provision is to avoid duplication of _____ and _____ when an individual is covered under multiple group health insurance plans: - correct answer Benfit payments and overinsurance 
 
A life insurance policy can usually be contested by the insurer only during the first ____ years of the contract - correct answer 2 years 
 
After an annuity has been in force for ____ years, it becomes incontestable - correct answer 2 ...
- Exam (elaborations)
- • 13 pages •
ARIZONA LIFE AND HEALTH FINAL EXAM 2024 
 
The purpose of the 'No loss No Gain' provision is to avoid duplication of _____ and _____ when an individual is covered under multiple group health insurance plans: - correct answer Benfit payments and overinsurance 
 
A life insurance policy can usually be contested by the insurer only during the first ____ years of the contract - correct answer 2 years 
 
After an annuity has been in force for ____ years, it becomes incontestable - correct answer 2 ...
ARIZONA HEALTH/LIFE INSURANCE EXAM 2024
ARIZONA HEALTH/LIFE INSURANCE EXAM 2024 
 
Which element of a contract constitutes a definite and unqualified proposal by one party to another? - correct answer Offer 
 
Skilled nursing facility expenses are sometimes covered by ___________, but ONLY if the insured was hospitalized prior to entering the facility. - correct answer Medicare 
 
Disability income policies provide protection for which of the following? - correct answer Economic Death 
 
Christine is receiving benefits provided from ...
- Exam (elaborations)
- • 10 pages •
ARIZONA HEALTH/LIFE INSURANCE EXAM 2024 
 
Which element of a contract constitutes a definite and unqualified proposal by one party to another? - correct answer Offer 
 
Skilled nursing facility expenses are sometimes covered by ___________, but ONLY if the insured was hospitalized prior to entering the facility. - correct answer Medicare 
 
Disability income policies provide protection for which of the following? - correct answer Economic Death 
 
Christine is receiving benefits provided from ...
AZ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
AZ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
-Secondary - correct answer A Contingent Beneficiary has the __________ right to collect an Insured's death benefit. 
 
-A uniform set of insurance regulations - correct answer What does the Producer Licensing Model Act (PLMA) provide? 
 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
 
-They are known for their very flexible payment terms - correct answer All but which of ...
- Exam (elaborations)
- • 43 pages •
AZ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
-Secondary - correct answer A Contingent Beneficiary has the __________ right to collect an Insured's death benefit. 
 
-A uniform set of insurance regulations - correct answer What does the Producer Licensing Model Act (PLMA) provide? 
 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
 
-They are known for their very flexible payment terms - correct answer All but which of ...
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