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Life, Accident and Health Insurance Ohio Questions and Answers (2024 / 2025) (Verified Answers)
- Exam (elaborations) • 205 pages • 2024
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Life, Accident and Health Insurance Ohio Questions 
and Answers (2024 / 2025) (Verified Answers) 
Which is a FALSE statement? 
a. Agents act in a fiduciary capacity when handling premiums. 
b. Misrepresentation on an application can void coverage, if 
material. 
c. Mutual life insurers cannot guarantee their future dividend 
scale. 
d. You can protect future dividends on a non-participating policy. - 
CORRECT ANSWER D. 
Only participating policies might pay dividends to policy owners. 
Stock ...
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Life, Accident and Health Insurance Ohio Questions and Answers (2024 / 2025) (Verified Answers)
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Life, Accident and Health Insurance Ohio Questions 
and Answers (2024 / 2025) (Verified Answers) 
Which is a FALSE statement? 
a. Agents act in a fiduciary capacity when handling premiums. 
b. Misrepresentation on an application can void coverage, if 
material. 
c. Mutual life insurers cannot guarantee their future dividend 
scale. 
d. You can protect future dividends on a non-participating policy. - 
CORRECT ANSWER D. 
Only participating policies might pay dividends to policy owners. 
Stock ...
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Life, Accident and Health Insurance Exam 2024 Questions Complete Solutions
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Life, Accident and Health Insurance 
Exam 2024 Questions Complete 
Solutions 
 
Qualified Plan - Answer - -approved by IRS for favorable tax treatment 
- tax deffered growth 
Qualified Plan Requirements - Answer - 1) Be in writing 2)provided for benefit of 
employee 3) must satisfy age and serive standards 4) cannot be discriminatory 5) 
contributions cannot exceed yearly maximus 6) must provide survivorship benefits 7) 
must meet miniumum vesting standards 8) cannot be top heavy 
Advantages of ...
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Life, Accident and Health Insurance Exam 2024 Questions Complete Solutions
- Exam (elaborations) • 25 pages • 2024
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Life, Accident and Health Insurance Exam 2024 Questions Complete Solutions 
 
Qualified Plan - Answer - -approved by IRS for favorable tax treatment 
- tax deffered growth 
 
Qualified Plan Requirements - Answer - 1) Be in writing 2)provided for benefit of employee 3) must satisfy age and serive standards 4) cannot be discriminatory 5) contributions cannot exceed yearly maximus 6) must provide survivorship benefits 7) must meet miniumum vesting standards 8) cannot be top heavy 
 
Advantages of Q...
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LIFE, ACCIDENT AND HEALTH INSURANCE STATE EXAM- OH NEWEST EXAM 2024 ACTUAL EXAM COMPLETE 180 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
- Exam (elaborations) • 28 pages • 2024
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LIFE, ACCIDENT AND HEALTH INSURANCE STATE EXAM- OH NEWEST EXAM 2024 ACTUAL EXAM COMPLETE 180 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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life, accident and health insurance state exam- OH
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life, accident and health insurance state exam- OH Questions And Answers 
 
 person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - preferred 
Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - better than average mortality 
The waiver of premium does NOT include which provision? - Al future premiums are waived if the insured recovers from the disability 
An a...
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LIFE, ACCIDENT AND HEALTH INSURANCE STATE EXAM- OH
- Exam (elaborations) • 14 pages • 2024
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LIFE, ACCIDENT AND HEALTH INSURANCE STATE EXAM- OH
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life, accident and health insurance state exam- OH questions and answers
- Exam (elaborations) • 13 pages • 2024
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A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - preferred 
 
Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - better than average mortality 
 
The waiver of premium does NOT include which provision? - Al future premiums are waived if the insured recovers from the disability 
 
An advertisement for an insurance product may contain - the insurer's name 
 
A medicare supp...
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Life, Accident and Health Insurance ( Latest 2023/2024 ) Complete Questions & Answers (Solved) 100% Correct
- Exam (elaborations) • 35 pages • 2023
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Life, Accident and Health Insurance ( Latest 2023/2024 ) 
Complete Questions & Answers (Solved) 100% Correct 
 
1. Qualified Plan 
Answer: 
-approved by IRS for favorable tax treatment 
- tax deffered growth 
2. Qualified PlanRequirements 
Answer: 1) Be in writing 2)provided for benefit of employee 
3) must satisfy age and serive standards 4) cannot be discriminatory 5) contributions 
cannot exceed yearly maximus 6) must provide survivorship benefits 7) must meet 
miniumum vesting standards 8) c...
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life, accident and health insurance state exam Questions & Answers 2023(A+GRADED 100%VERIFIED)
- Exam (elaborations) • 27 pages • 2023
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life, accident and health insurance state exam Questions & Answers 2023(A+GRADED 100%VERIFIED)