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Exam (elaborations)

Life, Accident And Health & Safety Exam Questions With Complete Answers

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LIFE, ACCIDENT AND HEALTH & SAFETY EXAM QUESTIONS WITH COMPLETE ANSWERS

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Medicare Part A does NOT provide coverage for:


Inpatient room and board


Inpatient prescription medication


First 3 pints of blood


Skilled nursing facility care


Give this one a try later!


First 3 pints of blood




Terry suffers an injury at his workplace which is covered by workers compensation.
Terry also has a medical expense insurance policy. under medical expense insurance
policies, losses that are covered by workers compensation are typically:

,Excluded for coverage


Partially covered


Covered, but requiring a higher deductible and copay


Subject to age restrictions


Give this one a try later!


Excluded for coverage




Which of the following would permit an insurer to delay a covered disability policy
claim?


Probationary period


Service waiting period


Elimination period


Grace period


Give this one a try later!


Elimination period




Which statement is true regarding hospital preadmission certification for emergency
situations?


Notification is not required for emergency situations

,Insured cannot be admitted without preadmission certification


Notification is required to be given before insured is admitted to the hospital


Notification is required to be given after insured is admitted to the hospital


Give this one a try later!


Notification is required to be given after insured is admitted to the hospital




Specialty care is provided by which of the following health maintenance organization
providers?


Neurologist


HMO administrator


HMO director


Gatekeeper


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Neurologist




How can a group dental insurer discourage adverse selection?


Allow pre-existing conditions


Eliminate deductibles and coinsurance


Extend open enrollment period

, Limit the duration of coverage


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Limit the duration of coverage




Use of XYZ Insurance Company brochures, business cards, and rating guides is an
example of:


Express authority


Implied authority


Apparent authority


Fiduciary duty


Give this one a try later!


Apparent authority




Which of these procedures is NOT designed for ambulatory care centers?


Inpatient surgery


Vaccinations


Outpatient surgery


Physical examinations


Give this one a try later!

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