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FLORIDA 2-15 INSURANCE TEST WITH CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+||UPDATED MAY 2024!
Which of the following risks is insurable? 
A. pure risks 
B. gambling 
C. speculative risks 
D. investing - <<ANSWERS>>A. Only pure risks are insurable because they involve only the chance of 
loss. They are pure in the sense that they do not mix both profits and losses. Insurance is concerned 
with the economic problems created by pure risks. 
Buying insurance is one of the most effective ways of 
A. avoiding risk 
B. transferring risk 
C. reducing risk 
D. retaining risk - <...
- Exam (elaborations)
- • 30 pages •
Which of the following risks is insurable? 
A. pure risks 
B. gambling 
C. speculative risks 
D. investing - <<ANSWERS>>A. Only pure risks are insurable because they involve only the chance of 
loss. They are pure in the sense that they do not mix both profits and losses. Insurance is concerned 
with the economic problems created by pure risks. 
Buying insurance is one of the most effective ways of 
A. avoiding risk 
B. transferring risk 
C. reducing risk 
D. retaining risk - <...
FLORIDA 2-15 INSURANCE LICENSE EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+
ACC" refers to the type of disability that prevents someone from performing the job he was 
performing prior to the disability. - <<ANSWERS>>FALSE 
Which statement is CORRECT about the Department of Financial Services' right to examine an 
agent's records? - <<ANSWERS>>An examination can be conducted at any time to discover any 
unfair trade practices. 
Bill gives Jim a couple of tickets to a Florida Gators game to thank him for purchasing a policy. This is 
an exa...
- Exam (elaborations)
- • 13 pages •
ACC" refers to the type of disability that prevents someone from performing the job he was 
performing prior to the disability. - <<ANSWERS>>FALSE 
Which statement is CORRECT about the Department of Financial Services' right to examine an 
agent's records? - <<ANSWERS>>An examination can be conducted at any time to discover any 
unfair trade practices. 
Bill gives Jim a couple of tickets to a Florida Gators game to thank him for purchasing a policy. This is 
an exa...