Rmin 4000 uga Study guides, Class notes & Summaries
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RMIN4000/ RMI 4000 PACKAGED EXAMS 2023-2024
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RMIN4000/ RMI 4000 PACKAGED EXAMS 2023-2024
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RMIN 4000 uga test 1 ; 2023-2024
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RMIN 4000 Test 1 Brown UGA Questions and Answers 100% Verified
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RMIN 4000 Test 1 Brown UGA 
Questions and Answers 100% Verified 
Exposures things of value (assets) that could be lost 
Perils things that cause injury or loss 
risk a calculated possibility of a negative outcome 
Frequency the number of losses (such as fire or theft) that occur within a specified time 
period. aka the probability of a loss 
Severity the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much 
does it cost when the loss does occur? 
Hazard a conditio...
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RMIN 4000 UGA Test 1. Chapters 1-3 Questions and Answers 100% Accurate
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RMIN 4000 UGA Test 1. Chapters 1-3 Questions and Answers 100% AccurateRMIN 4000 UGA Test 1. Chapters 1-3 Questions and Answers 100% AccurateRMIN 4000 UGA Test 1. Chapters 1-3 Questions and Answers 100% AccurateRMIN 4000 UGA Test 1. Chapters 1-3 Questions and Answers 100% Accurate 
 
1) Traditionally, risk has been defined as 
A) any situation in which the probability of loss is one. 
B) any situation in which the probability of loss is zero. 
C) uncertainty concerning the occurrence of loss. 
D)...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Accurate
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RMIN 4000 uga test 1 latest 2024 actual questions and answers with complete solution
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RMIN 4000 uga test 1 latest 2024 actual questions and answers with complete solution 
types of risk - -pure risk 
-speculative risk 
-diversifiable risk 
-nondiversifiable risk 
-enterprise risk 
-systemic risk
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RMIN 4000 UGA Test 1 Questions and Answers (Graded A)
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RMIN 4000 UGA Test 1 Questions and Answers (Graded A)RMIN 4000 UGA Test 1 Questions and Answers (Graded A)RMIN 4000 UGA Test 1 Questions and Answers (Graded A)types of risk - ANSWER--pure risk 
-speculative risk 
-diversifiable risk 
-nondiversifiable risk 
-enterprise risk 
-systemic risk 
 
risk - ANSWER-uncertainty concerning the occurrence of a loss 
 
uncertainty - ANSWER-probabilities cannot be estimated 
 
loss exposure - ANSWER-any situation or circumstance in which a loss is possible, r...
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RMIN 4000 UGA- Brown- exam 1 Questions With Complete Solutions
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RMIN 4000 UGA- Brown- exam 1 Questions With Complete Solutions
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RMIN 4000 uga test 1 latest 2024 actual questions and answers with complete solution
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RMIN 4000 uga test 1 latest 2024 actual questions and answers with complete solution
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RMIN 4000 UGA Test 1 Questions and Answers 100% Correct
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RMIN 4000 UGA Test 1 Questions and Answers 100% Correct 
 
RMIN 4000 UGA Test 1 Questions and Answers 100% Correct 
What is risk? - ANSWER-a calculated possibility of a negative outcome 
 
What is calculated possibility? - ANSWER-a probabilistic outcome that is known or estimated (ranges from 0% to 100%) 
 
What is a negative outcome? - ANSWER-a loss that must be quantifiable 
 
What is frequency? - ANSWER-how often a loss occurs (frequency= number of losses / number of exposures)
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RMIN 4000 UGA Brown Exam 3 Latest Version Graded A+
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RMIN 4000 UGA Brown Exam 3 Latest 
 
Version Graded A+ 
 
principle of indemnity The insurer agrees to pay no more than the actual amount of the loss 
(prevent the insured from profiting from loss) 
 
replacement cost (RC) the cost to replace property with an item of like kind and quality 
(similar workmanship and materials) (not the same as historical cost!) 
 
actual cash value (ACV) - replacement cost - depreciation 
- in property insurance, indemnification is usually based on the actual cash...
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