Michigan life insurance Study guides, Class notes & Summaries
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![MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.](/docpics/3524786/651697547b654_3524786_121_171.jpeg)
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
- Exam (elaborations) • 17 pages • 2023
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
![Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct](/docpics/3205108/64d104a51494e_3205108_121_171.jpeg)
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Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
- Exam (elaborations) • 44 pages • 2023 Popular
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Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
![Michigan life insurance state exam answer key Correct 100%](/docpics/3547921/651bdf9b4b6d8_3547921_121_171.jpeg)
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Michigan life insurance state exam answer key Correct 100%
- Exam (elaborations) • 35 pages • 2023
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Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy - ANSWER Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name for insurance is known as...? 
1. Concealment 
 
2. Defamation...
![Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done](/docpics/3757655/6544b18e93e7b_3757655_121_171.jpeg)
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
- Exam (elaborations) • 35 pages • 2023
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
![Michigan Life Insurance State Exam Solved 100% Correct](/docpics/6425da06692a3_2535603.jpg)
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Michigan Life Insurance State Exam Solved 100% Correct
- Exam (elaborations) • 35 pages • 2023
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
![MICHIGAN LIFE INSURANCE STATE EXAM](/docpics/5155953/66315a6d78ea1_5155953_121_171.jpeg)
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MICHIGAN LIFE INSURANCE STATE EXAM
- Exam (elaborations) • 35 pages • 2024
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - Answer- Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - Answer- Earnings are taxable when withdrawn 
 
...
![Michigan Life Insurance State Exam – Q’s And A’s](/docpics/4762729/65f68c10bfc0c_4762729_121_171.jpeg)
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Michigan Life Insurance State Exam – Q’s And A’s
- Exam (elaborations) • 42 pages • 2024
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Michigan Life Insurance State Exam – Q’s And A’s
![MICHIGAN LIFE INSURANCE STATE EXAM ANSWER 2024](/docpics/5145653/663020a3bedd6_5145653_121_171.jpeg)
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MICHIGAN LIFE INSURANCE STATE EXAM ANSWER 2024
- Exam (elaborations) • 54 pages • 2024
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MICHIGAN LIFE INSURANCE STATE EXAM ANSWER 2024 
 
 
Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy - correct answer Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name f...
![Michigan Life Insurance State Exam Answer Key – Q&A](/docpics/4762718/65f68b971b77a_4762718_121_171.jpeg)
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Michigan Life Insurance State Exam Answer Key – Q&A
- Exam (elaborations) • 44 pages • 2024
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Michigan Life Insurance State Exam Answer Key – Q&A
![Michigan Life Insurance Basics with complete solutions | Latest 2024/2025](/docpics/5057292/66239fcda67af_5057292_121_171.jpeg)
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Michigan Life Insurance Basics with complete solutions | Latest 2024/2025
- Exam (elaborations) • 23 pages • 2024
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Life Insurance ️ protects against financial loss associated with an 
insured's death, and pays a death benefit to beneficiaries upon the death of 
the insured. The policyowner of the insurance contract pays a premium to 
the insurer. The insurer issues a policy covering the insured. In the event of 
the insured's death, the insurer pays the death benefit to the beneficiary. 
-May be purchased by individuals or businesses. 
Survivor Protection ️ The death of the primary wage-earner will usu...
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