Louisiana life Study guides, Class notes & Summaries
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![Louisiana Life and Health Insurance Exam questions and 100% correct answers](/docpics/3086900/64b6e8f5cd9eb_3086900_121_171.jpeg)
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Louisiana Life and Health Insurance Exam questions and 100% correct answers
- Exam (elaborations) • 90 pages • 2023
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All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 days is found in an annual pay policy. - correct answer B. A reinstated policy provides immediate co...
![Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024](/docpics/4321151/65b166ac81b94_4321151_121_171.jpeg)
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Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024
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Under which situation must insurable interest exist between the applicant and insured at the time of 
application? - When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? - The face amount reaches zero at 
policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium 
paid? - The underwriting process begins 
For an individual long-term care policy there is an annua...
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Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
![Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024](/docpics/3992991/65745076d7acd_3992991_121_171.jpeg)
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Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 9 pages • 2023
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Under which situation must insurable interest exist between the applicant and insured at the time of 
application? - When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? - The face amount reaches zero at 
policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium 
paid? - The underwriting process begins 
For an individual long-term care policy there is an annua...
![Louisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers](/docpics/3086874/64b6e80d1624a_3086874_121_171.jpeg)
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Louisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers
- Exam (elaborations) • 27 pages • 2023
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Insurance - correct answer the transfer of Pure risk to the insurance company in consideration for a premium 
 
must be pure risk and calculable. 
 
Pure Risk - correct answer the chance of loss without any chance of gain; insurable 
 
Speculative Risk - correct answer possibility for gain or loss; not insurable 
 
Risk - correct answer Chance of loss 
 
Exposure - correct answer a condition that could result in loss 
 
hazard - correct answer something that increases the chance of loss 
 ...
Louisiana Life and Health Insurance Exam 2024 Questions With Complete Solutions!!
Louisiana Life, Accident and Health Practice Exam Test Questions & Answers Already Passed!!
![Louisiana Life and Health Simulator Questions and Answers Already Passed](/docpics/4341399/65b3fe3cb75cd_4341399_121_171.jpeg)
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Louisiana Life and Health Simulator Questions and Answers Already Passed
- Exam (elaborations) • 32 pages • 2024
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Louisiana Life and Health Simulator Questions and Answers Already Passed 
A licensee just renewed his license. How much time will pass before he will have to renew it again? 2 years 
How many eligible employees must be included in a contributory plan? 75% 
All of the following are Nonforfeiture options EXCEPT Interest only 
Federal law makes it illegal for any individual convicted of a crime involving dishonesty or breach of trust to work in the business of insurance affecting interstate commerc...
![Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!](/docpics/5009129/661d55d7981a6_5009129_121_171.jpeg)
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!
- Exam (elaborations) • 37 pages • 2024
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!
![Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!](/docpics/5009116/661d551fc1f89_5009116_121_171.jpeg)
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!
- Exam (elaborations) • 37 pages • 2024
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions & Answers Solved 100% Correct!!
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