Fin 360 Study guides, Class notes & Summaries

FIN 360 Questions and Answers 2023-2024 Quiz Bank 100% Verified

are the largest group of financial institutions in terms of total assets commercial banks major assets of commercial banks loans major liabilities of commercial banks federally insured deposits commercial banks are considered depository institutions restricted national banks from branching across state lines McFadden Act of 1927 allows consolidation of out-of-state bank subsidiaries into a branch network and allows interstate mergers and acquisitions Riegle-Neal Interstate Banking and Bra...

Child abuse Correct Answer the endangerment of a child's physical or emotional health and development by actions or failure to act Elder abuse Correct Answer any intentional, or negligent act by a caregiver or any other person to an older adult that causes harm. Domestic violence Correct Answer physical, sexual, or emotional abuse by spouses, intimate partners, or family members through use of intimidation and control Why are DV statistics low, inaccurate, and misleading? Correct Answe...

On average banks started the crisis with about half their assets off the balance sheet becauseit allowed them to minimize capital requirements it was legal it allowed them to maximize profits Moral hazard is a term coined for banksfalse Supporting discussion answers with reference to at least course materials isimportant to help move discussion forward important to maximize participation points important to facilitate understanding by others important to avoid plagiarism

Acanthostega correct answer: 360 MYA, first amphibian/ tetrapod had gills, tail fin, labryinthodont teeth, free digits Arthodires correct answer: 20 ft long, jawed fish, big ass fish, top predator but very slow Amino acids correct answer: proteins of life Agnatha correct answer: chordate jawless fish Lobefin fishes correct answer: more complex, has little paddle like bones; includes lung fish, coelacanth, osteolepiforms. Gave rise to amphibians DNA correct answer: nucleic ac...

Central Banks Determine, implement and control the monetary policy in their home countries. The Federal Reserve (the Fed) The central bank of the United States When was the Fed founded? Founded by Congress under the Federal Reserve Act in 1913 The Fed's original duties were to... Provide the nation with a safer, more flexible, and more stable monetary and financial system. The Panic of 1907 was a financial crisis that hit the United States at the turn of the 20th century while the c...

KIN 360--FINAL Exam_ Practice Questions Leg only with Verified Correct Answers

KIN 360_ FINAL Exam--Practice Questions (Spine) with Verified Correct Answers

CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers Addition Rule of Probability - CORRECT ANSWER ADDITION: P(A or B) = P(A) + P(B) - P(AB) Roy's Safety First Criterion - CORRECT ANSWER Safety First Ratio = (E(R) - Rₜ) / σ Larger ratio is better If (Rₜ) is risk free rate, then it becomes Sharpe Ratio Sharpe Ratio - CORRECT ANSWER Sharpe Ratio = (E(R) - RFR) / σ Larger ratio is better If (Rt) is higher than RFR, then it becomes Safety First Ratio Centra...