Webce insurance Study guides, Class notes & Summaries
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WebCE General Insurance & Life Insurance Exam Questions and Answers Rated A+ Updated 2023/2024
- Exam (elaborations) • 140 pages • 2023
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WebCE General Insurance & Life Insurance Exam Questions and Answers Rated A+ Updated 2023/2024. Buying life or health insurance is an example of which risk management technique? 
risk avoidance 
risk reduction 
risk retention 
risk transfer - risk transfer 
What is the mathematical concept of probability that helps insurers estimate the statistical 
likelihood of mortality or morbidity losses at any given age? 
law of large numbers 
underwriting principle 
law of probability 
actuarial principle...
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WebCE General Insurance & Life Insurance Questions with Correct Answers
- Exam (elaborations) • 88 pages • 2024
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Buying life or health insurance is an example of which risk management technique? 
 
risk avoidance 
risk reduction 
risk retention 
risk transfer Correct Answer risk transfer 
 
What is the mathematical concept of probability that helps insurers estimate the statistical likelihood of mortality or morbidity losses at any given age? 
 
law of large numbers 
underwriting principle 
law of probability 
actuarial principle Correct Answer law of large numbers 
 
A person who refuses to engage is risk...
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Webce General Insurance & Life Insurance Exam with Questions and Answers (2024 / 2025) (Verified Answers)
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Webce General Insurance & Life Insurance Exam with Questions and Answers (2024 / 2025) (Verified Answers) Webce General Insurance & Life Insurance Exam with Questions and Answers (2024 / 2025) (Verified Answers) Webce General Insurance & Life Insurance Exam with Questions and Answers (2024 / 2025) (Verified Answers) Webce General Insurance & Life Insurance Exam with Questions and Answers (2024 / 2025) (Verified Answers) Webce General Insurance & Life Insurance Exam with Questions and Answers (20...
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WEBCE INSURANCE EXAM 2024 WITH 300 REAL EXAM QUESTIONS AND CORRECT ANSWERS (100% CORRECT ANSWERS GRADED A) / WEBCE 2024 LATEST EXAM
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WEBCE INSURANCE EXAM 2024 WITH 300 REAL EXAM QUESTIONS AND CORRECT ANSWERS (100% CORRECT ANSWERS GRADED A) / WEBCE 2024 LATEST EXAM 
Cal bought a $100,000 universal life policy ten years ago. He has paid $8,000 in 
premiums into the policy. He now decides to surrender the policy for its full 
$15,000 cash value and must pay taxes on $7,000 of that cash value. Which one of 
the following most correctly describes the type of tax that is applicable in this 
case? 
estate tax 
capital gains t...
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WebCE Quizzes: General Insurance & Life Insurance
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WebCE Quizzes: General Insurance & Life Insurance
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Webce Insurance test questions and answers with complete Solution
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1. Webce Insurance test questions and answers with complete Solution 
How is increasing term life insurance normally sold? 
as an endorsement 
as a permanent insurance policy 
as a stand-alone term life insurance policy 
as a rider attached to a permanent life insurance policy 
 
2.Once annuitized income payments begin, which of the following statements is correct?
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WebCE (General Insurance & Life Insurance) Exam Questions and Answers | Latest Updated 2023/2024 | Graded
- Exam (elaborations) • 140 pages • 2023
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WebCE (General Insurance & Life Insurance) Exam Questions and Answers | Latest Updated 2023/2024 | Graded. What is the mathematical concept of probability that helps insurers estimate the statistical 
likelihood of mortality or morbidity losses at any given age? 
law of large numbers 
underwriting principle 
law of probability 
actuarial principle - law of large numbers 
A person who refuses to engage is risky activities like rock climbing for fear of injury or death is 
demonstrating which risk...
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Webce Insurance test questions and answers with complete Solution GRADED A
- Exam (elaborations) • 53 pages • 2023
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Webce Insurance test questions and answers with complete 
Solution GRADED A 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how many 
days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 - Answer- 10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply 
for a nonresident license in Pennsylvania. Which of the following condit...
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WEBCE Prep Exam Life Insurance|Latest Update Graded A+
- Exam (elaborations) • 19 pages • 2024
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WEBCE Prep Exam Life Insurance|Latest Update Graded A+ 
Risk Management 
using strategies to reduce the amount of risk 
 
 
Risk 
The chance of loss from an event that cannot be entirely controlled 
 
 
Pure risk 
The possibility of loss with no chance of gain. That which can result only in a loss to the person at risk. 
 
 
Speculative risk 
Chance of loss or gain 
 
 
loss 
unplanned reduction in economic value. can be either direct or indirect. 
 
 
Underwriting 
The process that determines i...
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024
- Exam (elaborations) • 88 pages • 2024
- Available in package deal
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- $16.49
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how 
many days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 
10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to 
apply for a nonresident license in Pennsylvania. Which of the follow...
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