Risk transference Study guides, Class notes & Summaries
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Florida Insurance 2-14 Exam Terms 100% Correct
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Florida Insurance 2-14 Exam Terms 100% Correct Insurance Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. 
Life Insurance Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. 
Annuities Provide a stream of income by making a series of payments to the annuitant for the annuitan...
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sec + exam questions and answers 2024 latest update
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ALE 
Annual Loss Expectancy. ALE = SLE x ARO 
 
 
 
SLE 
Single Loss Expectancy 
 
 
 
ARO 
Annualized Rate of Occurrence 
 
 
 
Threat Vector 
The way in which an attacker poses a threat 
 
 
 
Mean Time Between Failures 
Anticipated lifetime of a component (can be repaired) 
 
 
 
MTBF 
Mean Time Between Failures 
 
 
 
Mean Time To Failure 
Anticipated lifetime of a component (cannot be repaired) 
 
 
 
MTTF 
Mean Time To Failure 
 
 
 
Mean Time To Restore 
How long it takes to repair a comp...
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Life and Health Insurance Exam 1 Questions and Answers Already Passed
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Life and Health Insurance Exam 1 Questions and Answers Already Passed 
UNIT 1: The term used to describe the individual who is covered by the insurance is 
A. insurer 
B. insured 
C. policyowner D. risk B 
Which of the following is a risk? 
A. A car may need to have new brakes installed after several years of regular driving. 
B. An individual may need medical attention after slipping on the ice and falling. 
C. Both are examples of risk. D. Neither is an example of risk. B 
The estimation of fu...
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NRNP 6675 Week 11 Final Exam Questions and Answers (VERIFIED)
- Exam (elaborations) • 24 pages • 2022
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NRNP 6675 Week 11 Final Exam Questions and Answers 
 
 
NRNP 6675 Week 11 Final Exam 
 
 
Question: 1 
Concerns when treating geriatric patients with psychotherapeutic drugs include all of the following EXCEPT: 
 
A.	Elderly persons may be more susceptible to adverse effects of psychotherapeutic drugs. 
B.	Elderly persons may metabolize psychotherapeutic drugs more slowly. 
C.	Elderly persons may metabolize psychotherapeutic drugs more rapidly. 
D.	Elderly persons may excrete...
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AZ Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
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AZ Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which of these is an accurate statement regarding the fixed period settlement option on a life insurance policy? 
 
 
Answer: 
A portion of the payments paid to the beneficiary comes from interest calculated on the proceeds of the policy 
 
 
 
Q: Under what circumstance does an accident and health insurer have the right to request an autopsy? 
 
 
Answer: 
When not prohibited...
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Xcel Solutions Pennsylvania Insurance Test Questions and Answers Already Passed
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Xcel Solutions Pennsylvania Insurance 
Test Questions and Answers Already 
 
Passed 
 
A nonparticipating company is sometimes called a Stock Insurer 
 
The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT 
Insurance Sales Calls 
 
Ken is a producer who has obtained Consumer Information Reports under false pretenses. Under 
the Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? 
$5,000 
 
A plan in which an employer pays insura...
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Test Bank For Psychiatric Mental Health Nursing 8th edition by Shelia Videbeck ISBN: 9781975116378 | Complete Guide A+
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Psychiatric Mental Health Nursing 8th edition by Shelia Videbeck||ISBN NO-10 2,ISBN NO-13 978-8|| All Chapter Covered 1-24 | Complete Guide A+. Psychiatric Mental Health Nursing 8th edition by Shelia Videbeck Test Bank , All Chapter Covered 1-24 | Complete Guide A+: UNIT 1 Current Theories and Practice • 1. Foundations of Psychiatric–Mental Health Nursing • 2. Neurobiologic Theories and Psychopharmacology • 3. Psychosocial Theories and Therapy • 4. Treatment Settings and Therapeutic Pr...
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Aflac Study Pre Cert. Practice Exam Quizzes And Answers Latest 2024
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ABC Company is attempting to minimize the severity of potential losses within its company. The 
company is engaged in risk 
A. transfer 
B. retention 
C. reduction 
D. avoidance - Answer-C. reduction 
"The potential for loss" is also known as a 
A. hazard 
B. risk 
C. transference 
D. peril - Answer-B. risk 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character 
according to the 
A. State Guaranty Association 
B. Fair Labor Standards Board 
C. F...
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Connecticut Life and Health Insurance Exam CT Life Questions And Answers
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Connecticut Life and Health Insurance Exam CT Life Questions And Answers 
A producer has indicated to a potential client that the proposed life insurance is covered by the 
Connecticut Life and Health Insurance Guaranty Association. This action taken by the producer is - ANS- 
"Prohibited by law". Pointing out to a prospective client that the life insurance policy you are presenting 
is covered by the Connecticut Life and Health Guaranty Association is prohibited by law. 
Which of the follow...
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Connecticut Life and Health Insurance Exam Questions and Answers 100% Pass
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Connecticut Life and Health Insurance Exam 
Questions and Answers 100% Pass 
A producer has indicated to a potential client that the proposed life insurance is covered 
by the Connecticut Life and Health Insurance Guaranty Association. This action taken 
by the producer is - Correct Answer ️️ -"Prohibited by law". Pointing out to a 
prospective client that the life insurance policy you are presenting is covered by the 
Connecticut Life and Health Guaranty Association is prohibited by law. ...
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