Nj pro Study guides, Class notes & Summaries

NJ Property Insurance Law Exam With 100% Correct Answers 2023. In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium 10 days The employment of another producer by a producer is subject to all of the following requirements, except a. the employer shall examine the credentials of the kinds of business described in the contract. b. the employer shall be responsible for the insurance related conduct of the employ...

NJ Property/ Casualty Insurance Exam Set With 100% Correct Answers 2023. Why was the commercial Insurance Deregulation Act Created? To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? Commercial policies When must rate amendments & policy forms be filed with the commissioner? 30 days before What losses are excluded from...

NJ Prometric Exam Study GuideWhat happens when you apply too much pressure during a facial massage? - correct answer weakens elastin fibers & breaks down elasticity What color shows under the Woods Lamp for hyper pigmentation? - correct answer Brown If an esthetician/practitioner leaves a drawer open during a service, what must be done to maintain sanitation? - correct answer take everything out, sanitize/disinfect Where is the hair root located? (pg. 456-457) - correct answer located i...

NJ Property Insurance Exam With 100% Correct Answers 2024. Abandonment the abdication of insured property into the hands of another, or into the possession of no one in particular accident an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury. ACV. actual cash value the required amount to pay damages for property loss, which is calculated based on the property's current replacement value minus depreciation additional coverage A ...

NJ Property/ Casualty Insurance Exam Set With 100% Correct Answers 2023. Why was the commercial Insurance Deregulation Act Created? To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? Commercial policies When must rate amendments & policy forms be filed with the commissioner? 30 days before What losses are excluded from...

NJ Property/ Casualty Insurance Exam Set With 100% Correct Answers 2023. Why was the commercial Insurance Deregulation Act Created? To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? Commercial policies When must rate amendments & policy forms be filed with the commissioner? 30 days before What losses are excluded from...

Why was the commercial Insurance Deregulation Act Created? To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? Commercial policies When must rate amendments & policy forms be filed with the commissioner? 30 days before What losses are excluded from flood insurance? -Landslides -Sewer backup -Windblown Rain -S...

What happens when you apply too much pressure during a facial massage? Correct Answer-weakens elastin fibers & breaks down elasticity What color shows under the Woods Lamp for hyper pigmentation? Correct Answer-Brown If an esthetician/practitioner leaves a drawer open during a service, what must be done to maintain sanitation? Correct Answer-take everything out, sanitize/disinfect Where is the hair root located? (pg. 456-457) Correct Answer-located in the dermis During a skin analysi...

NJ Property, Casualty, and Auto Licensing Exam 2024 Solved 100% Correct!!

NJ Property Producer ExamDwelling Policy - correct answer Only insures property DP-1 - correct answer Basic Form DP-2 - correct answer Broad Form DP-3 - correct answer Special Form Dwelling Coverage A - correct answer Dwelling- Covers dwelling, structures attached to dwelling, and materials/supplies for the dwelling. Dwelling Coverage B - correct answer Other Structures- Insures buildings on premise but separate from the dwelling. Dwelling Coverage C - correct answer Personal P...