Hud exam fair housing Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Hud exam fair housing? On this page you'll find 493 study documents about Hud exam fair housing.
Page 4 out of 493 results
Sort by
-
Hud Housing Counselor Final Exam Questions And Answers Latest 2024
- Exam (elaborations) • 7 pages • 2024
- Available in package deal
-
- $14.99
- + learn more
Hud Housing Counselor Final Exam 
Questions And Answers Latest 2024 
Adjustable Rate Mortgage (ARM) - CORRECT ANSWER-Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates 
can increase or decrease when adjusted. 
Adjusted Gross Income - CORRECT ANSWER-Gross income minus adjustments, or 
reductions, that one is eligible for, such as ded...
-
Hud Certification Housing Counselor Final Exam 2024
- Exam (elaborations) • 19 pages • 2024
- Available in package deal
-
- $16.49
- + learn more
Hud Certification Housing Counselor 
Final Exam 2024 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets 
Current lease - CORRECT ANSWER-Pay stub 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reach this g...
-
HUD Housing Counseling Exam
- Exam (elaborations) • 33 pages • 2024
- Available in package deal
-
- $12.49
- + learn more
HUD Housing Counseling Exam 
Civil Rights Act of 1866 - answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - answeradded gender (sex) to the 
protected classes 
Fair Housing Amendments Act of 1988 - answerAdded Disability and familial status to 
protected classes. 
Rea...
-
Hud Prep Final Actual Exam 2024
- Exam (elaborations) • 15 pages • 2024
- Available in package deal
-
- $16.49
- + learn more
Hud Prep Final Actual Exam 2024 
Conventional Loan - CORRECT ANSWER-Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. 
AKA prime loans. Good credit, 20% down payment. May have interest only terms 
FHA - CORRECT ANSWER-Front end 31% 
Back end 43% 
Limited funds, bad credit, bankruptcy, high debt to income ratio. 
EEM (Energy) FHA - CORRECT ANSWER-Front end 33% 
Back end 45% 
VA - CORRECT ANSWER-41% 
USDA - CORRECT ANSWER-Front End 29% 
Back End 41%, ...
-
HUD Housing Counselor Exam Questions With Complete Solutions.
- Exam (elaborations) • 10 pages • 2023
- Available in package deal
-
- $12.99
- + learn more
HUD Housing Counselor Exam Questions With Complete Solutions. 
 
Adjustable Rate Mortgage (ARM) 
Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates can increase or decrease when adjusted. 
Adjusted Gross Income 
Gross income minus adjustments, or reductions, that one is eligible for, such as deductions for unreimbursed business expenses, ...
Too much month left at the end of the money?
-
Housing Counselor Exam - Pre Assessment Questions With Complete Solutions.
- Exam (elaborations) • 11 pages • 2023
- Available in package deal
-
- $12.49
- + learn more
Housing Counselor Exam - Pre Assessment Questions With Complete Solutions. 
 
Which is an eligibility factor for the Earned Income Tax Credit? 
Receiving wages 
Which situation most likely indicates a loan modification scam? 
The client receives a letter from a company guaranteeing a loan modification 
Which was instituted by Congress to better protect homebuyers following the most recent housing crisis 
Consumer Finance Protection Bureau 
121 Which is an example of a change enacted by Consume...
-
MD Real Estate PSI exam Latest Update Graded A+
- Exam (elaborations) • 26 pages • 2024
- Available in package deal
-
- $9.99
- + learn more
MD Real Estate PSI exam Latest Update 
 
Graded A+ 
 
home equity loan A loan under which a property owner uses the property as collateral and 
can then draw funds up to a prearranged amount against the property. Also called a home equity 
line of credit, or HELOC. 
 
home inspection A thorough visual survey of a property's structure, systems, and site 
conditions conducted by a professional. 
 
Home Mortgage Disclosure Act A federal law, implemented at its creation by Regulation C 
of the Fede...
-
Fair Housing Practice Exam (HUD) Questions and Answers (2023/2024) (Verified Answers)
- Exam (elaborations) • 16 pages • 2023
-
- $12.49
- + learn more
Fair Housing Practice Exam (HUD) Questions and Answers (2023/2024) (Verified Answers)
-
PSI Exam Prep: Practice of Real Estate Graded A
- Exam (elaborations) • 8 pages • 2023
- Available in package deal
-
- $9.49
- + learn more
PSI Exam Prep: Practice of Real Estate Graded A 
The Office of Fair Housing and Equal Opportunity, which is a part of the___________________ enforces federal fair housing laws. Department of Housing and Urban Development (HUD) 
Federal laws outline seven protected classes what are they? Race, color, religion, sex, disability, familial status, and national origin. Some courts have upheld that discrimination based on sexual identity is protected under the prohibition of discrimination based on sex...
-
Final Exam TN Real Estate Course Questions and Answers with Verified Solutions
- Exam (elaborations) • 25 pages • 2023
- Available in package deal
-
- $9.99
- + learn more
Final Exam TN Real Estate Course Questions and Answers with Verified Solutions A Tennessee licensee must use the "Exclusive Right to Sell" form required by the licensee's broker. 
According to the level of authority delegated to the agent, the usual real estate agency is a limited agency. 
When must the contract be in writing? John is agreeing to sell his shed to Shawn for $1,000. 
One disadvantage in using active listings for comparables is they provide somewhat dubious comparisons because l...
$6.50 for your textbook summary multiplied by 100 fellow students... Do the math: that's a lot of money! Don't be a thief of your own wallet and start uploading yours now. Discover all about earning on Stuvia