Default risk Study guides, Class notes & Summaries

True or False? Spelling and punctuation should match exactly when configuring back end product catalog and front end product catalog. True False True What is the Hierarchy of the Product Catalog? Product Line - Product Type - Product Product Line - Product - Product Type Product - Product Line - Product Type Product Actual - Product Type - Product Line Product Line - Product Type - Product The Product Catalog is configured on the back end by using what tool? Copy Loan Plus Tool ...

CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers Addition Rule of Probability - CORRECT ANSWER ADDITION: P(A or B) = P(A) + P(B) - P(AB) Roy's Safety First Criterion - CORRECT ANSWER Safety First Ratio = (E(R) - Rₜ) / σ Larger ratio is better If (Rₜ) is risk free rate, then it becomes Sharpe Ratio Sharpe Ratio - CORRECT ANSWER Sharpe Ratio = (E(R) - RFR) / σ Larger ratio is better If (Rt) is higher than RFR, then it becomes Safety First Ratio Centra...

One can obtain a clear picture of a company's liquidity by referring to its A. Balance Sheet. B. Income Statement Correct Answer: A. Balance Sheet (liquidity refers to assets / cash, while income statement only deals with revenues, expenses, and profits) The advantages of obtaining funds by issuing debt, rather than issuing additional common stock, include which of the following? A. Funds are obtained without surrendering ownership control. B. Funds are obtained without surrender...

Which of the following are benefits of scanning in authenticated mode? (choose 2) - Answer- 1. More vulnerabilities are detected 2. Time saved from manually investigating potential vulnerabilities Which of the following are valid options for scanning targets? (choose 3) - Answer- 1. Asset Groups 2. IP addressing 3. Asset Tags What type of scanner appliance (already provisioned within the Qualys Cloud Platform) is ideal for scanning public facing assets? - Answer- External Scanner Whi...

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

CMN 140 Exam1, CMN 140 Exam 2, CMN 140 Final 194 Questions with Verified Answers "Hardware" vs "Software" of the brain - CORRECT ANSWER *Hardware:* -Biological organ of communication -Computation is processed in gray matter -> e.g. how info is processed in the brain -Info is transmitted via white matter *Software:* -The brain gives rise to the mind -Some programs are innate (e.g. capacity for language) -Some are learned (e.g. English language) *There is a deep physical conn...

How is tagging a shared collaborator in a comment, via the use of @mention, an effective means of collaboration? It shares that collaborator a published view of the sheet so they can view the comment. It instantly sends the @mentioned individual an alert with the comment. It begins keeping track of the @mentioned individual within activity log. It adds the @mentioned individual to your My Smartsheet Contacts It instantly sends the @mentioned individual an alert with the comment. I have a...

Property Management - Answer- The exercise of a retaining or governing influence over the acquisition, use, and disposition of personal property Property Control Variety of Names - Answer- Property Accounting, Fixed Asset Accounting, Inventory Control, Material, Property Control, Asset Management. Property Management Office PMO - Answer- Department within an org that is responsible for controlling or managing property Property Manager - Answer- PMO is headed by Property Manager is re...

It is important to make them feel __________ and __________ - Correct answercomfortable and welcomed __________ prompt someone to explore and analyze their emotions and feelings - Correct answer-Open-ended question __________ collect factual information - Correct answer-Closed-ended question Give __________ for responses time - Correct answer-time Questions should be asked in a ___________________________ way - Correct answer-non-judgmental It is important to ________________ your mentor...

1. 1. The insured carries a BOP policy with protective systems such as a sprinkler system. If the system becomes inoperative, the insured must advise the insurance company of the problem within if the system cannot be restored to working order: 48 hours Your Answer 2. 2. Tina has two policies (Policy X and Policy Y) that cover the same risk on a pro rata basis. Policy X has a limit of $100,000 and Policy Y has a limit of $25,000. When Tina suffers a loss totaling $75,000, how will the two pol...