After borrower Study guides, Class notes & Summaries
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![National Real Estate Exam - Guide to Pearson Vue Book, Question sections coverage. Rated A+. Verified.](/docpics/63f45de7d6bea_2393689.jpg)
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National Real Estate Exam - Guide to Pearson Vue Book, Question sections coverage. Rated A+. Verified.
- Exam (elaborations) • 8 pages • 2023
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National Real Estate Exam - Guide to Pearson Vue Book, Question sections coverage. Rated A+. Verified. 
 
 
An estate for years - -The phrase definite duration refers to: 
 
A periodic tenancy - -A lease that automatically renews itself, in the absence of notice, is: 
 
$66,666 - -A man just sold a condo for $80,000. This gave him a 20% profit on what he paid. What did the man pay? $80,000/1.20 
 
Signed by the grantor - -A requirement of a valid deed is that the deed be: 
 
The Truth In Lending...
![Xinnix Final Exam Questions With Answers](/docpics/5628617/666a761069178_5628617_121_171.jpeg)
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Xinnix Final Exam Questions With Answers
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Xinnix Final Exam Questions With Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $...
![NATIONAL REAL ESTATE EXAM PRACTICE TEST Answered 100% Correctly 2024](/docpics/4306676/65af9d6feb925_4306676_121_171.jpeg)
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NATIONAL REAL ESTATE EXAM PRACTICE TEST Answered 100% Correctly 2024
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NATIONAL REAL ESTATE EXAM PRACTICE TEST Answered 100% Correctly 2024 
NATIONAL REAL ESTATE EXAM 
PRACTICE TEST Answered 100% 
Correctly 2024 
In most cases, broker compensation, as a percentage of home price, falls 
somewhere between: 
5-7% 
A Christian organization owns a fourplex. It wants to rent to only Christian tenants. 
Under the federal Fair Housing Act, is this legal? 
Yes. Religious organizations which rent to tenants for residential purposes are 
exempt from the Fair Housing Act ...
![Law of Contracts - CHAMPIONS TEST 2023 (Answered)](/docpics/641dc2b3ada61_2511150.jpg)
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Law of Contracts - CHAMPIONS TEST 2023 (Answered)
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Wrongful or criminal deception intended to result in financial or personal gain is called: - Answer- fraud 
 
The Buyer and Seller Temporary Residential Lease forms may be used for a lease period not to exceed: - Answer- 90 days 
 
__________ extend above the surface without limitation. - Answer- air rights 
 
An example(s) of an appurtenance would be: - Answer- easements 
 
There is no upper limit on the value of a Texas homestead. - Answer- true 
 
A(n) __________ is one that combines some of ...
![NMLS Safe Test Mortgage Licensing Practice Exam Q's with Complete Solutions](/docpics/5014313/661e3454624d8_5014313_121_171.jpeg)
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NMLS Safe Test Mortgage Licensing Practice Exam Q's with Complete Solutions
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NMLS Safe Test Mortgage Licensing 
Practice Exam Q's with Complete 
 
Solutions 
 
Which federal law requires that the Loan Estimate be provided to the borrower within three 
business days of the time of loan application is taken? TILA 
 
What type of scam entails homeowners who are encouraged to refinance their property over and 
over until little or no equity remains? Loan flipping or churning 
 
After a loan closing, funds are disbursed. When are the funds disbursed for an owner-occupied, 
r...
![UCE Practice Exam Questions & Answers 2024/2025](/docpics/5577405/6663ad941c338_5577405_121_171.jpeg)
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UCE Practice Exam Questions & Answers 2024/2025
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UCE Practice Exam Questions & Answers 2024/2025 
 
 
How does a bank ensure that it has perfected its lien on real estate held as collateral? 
 
A. perform a Uniform Commercial Code (UCC) search 
B. verify lien status with the tax assessor 
C. obtain a list of prior lien holders from the borrower 
D. perform a title search after the deed of trust or mortgage is filed 
E. obtain a preliminary title opinion prior to filing the lien - ANSWERSD. perform a title search after the deed of trust or mort...
![Xinnix Final Exam Questions With Answers](/docpics/5628602/666a751c7d47d_5628602_121_171.jpeg)
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Xinnix Final Exam Questions With Answers
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Xinnix Final Exam Questions With Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $...
![NJ Life Producer Exam Correct answers latest update](/docpics/5319917/6645bb36e3532_5319917_121_171.jpeg)
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NJ Life Producer Exam Correct answers latest update
- Exam (elaborations) • 9 pages • 2024
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
![SAFE Mortgage Loan Originator Test Latest Update Graded A+](/docpics/5011166/661d97781a815_5011166_121_171.jpeg)
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SAFE Mortgage Loan Originator Test Latest Update Graded A+
- Exam (elaborations) • 20 pages • 2024
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SAFE Mortgage Loan Originator Test 
 
Latest Update Graded A+ 
 
Prequalification an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
 
USDA ratio 29/41 
 
FHA ratio 31/43 
 
Asset based loan -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime ...
![MAC3703 Assignment 2 (COMPLETE ANSWERS) Semester 2 2023 (715655) - DUE 19 September 2023.](/docpics/3411377/64fdd73892549_3411377_121_171.jpeg)
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MAC3703 Assignment 2 (COMPLETE ANSWERS) Semester 2 2023 (715655) - DUE 19 September 2023.
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MAC3703 Assignment 2 (COMPLETE ANSWERS) Semester 2 2023 () - DUE 19 September 2023.Detailed working, solutions, memo, notes & explanations.................. QUESTION 1 (30 MARKS) Mrs Sindy Lula has been in the financial Services Sector for more than 20 years and is considering a career shift. At present, she is a credit provider (mashonisa) where she owns and runs the money lending business throughout the Eastern Cape under the name BZN Agri-Retailers (PTY) LTD. Having been in this business for ...
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