Insurance Study guides, Class notes & Summaries
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Ohio Health Insurance Exam Questions and Answers 100% Correct
- Exam (elaborations) • 19 pages • 2023
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Ohio Health Insurance Exam Questions and Answers 100% Correct 
Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts of coverage at predetermined times without requiring to provide evidence of insurability. What kind of rider is this? 
A.) Guaranteed insurability rider 
B.) Additional coverage rider 
C.) Paid-up option rider D.) Extended insurability rider Guaranteed insurability rider 
All of the following are included as part of...
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
- Exam (elaborations) • 50 pages • 2024
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
- Exam (elaborations) • 26 pages • 2023
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Florida 2-15 Insurance Questions And Answers
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In the insurance business, risk can best be defined as: 
 
A. sharing the possibility of a loss 
B. uncertainty regarding the future 
C. uncertainty regarding financial loss 
D. uncertainty regarding when death will occur - Answer- C. The concept of insurance developed from the need to minimize the adverse effects of risk associated with the probability of financial loss. 
 
Which of the following risks is insurable? 
 
A. pure risks 
B. gambling 
C. speculative risks 
D. investing - Answer- A....
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NJ Title Insurance Exam Questions And Answers With Verified Solutions
- Exam (elaborations) • 39 pages • 2024
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NJ Title Insurance Exam Questions And Answers With Verified Solutions 
 
NJ Title Insurance Exam Questions And Answers With Verified Solutions
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Florida Insurance 20-44 Exam Study Guide
- Exam (elaborations) • 33 pages • 2023
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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Ohio Health and life insurance exam with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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Ohio Health and life insurance exam with 100% correct answers
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers
- Exam (elaborations) • 14 pages • 2023
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
 
 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
 
 
An insurance producer takes an application for a life insurance policy but does not collect the initial premium. On d...
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NC Life Insurance Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 80 pages • 2023
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ins...
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